Personal loans in Osceola, WI

Judge Osceola offers on total cost, not on how quickly the money arrives. A 2020-to-2023 comparison shows Osceola up by about 3.8%. For the 2,872 people in Osceola, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Scandia, MN about 8 miles away.

Osceola: population, trend and location

Set out below is Osceola's local context next to the state-level rules that reach every lender here.

• Population: about 2,872 people live here, which puts Osceola 218th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: A rise of about 3.8% from 2020 to 2023.
• Net change: roughly 104 more people than the 2020 Census counted.
• Size percentile: about 64% of Wisconsin communities are smaller than Osceola (2,872 residents).
• Density: the Census land area of 4.1 sq mi holds about 707 people per square mile.
• By land area: Osceola ranks 179th among Wisconsin's 605 places, at 4.1 sq mi.
• Water: Osceola holds about 0.13 square miles, the 172nd-largest water area in Wisconsin.
• Share of Wisconsin: Osceola holds about 0.1% of the state's population, some 2,872 people.
• Nationally: Osceola is the 6,409th-largest of 19,457 Census places in the dataset.
• Growth rank: Osceola's 2020-to-2023 change ranks 50th of 605 places in Wisconsin.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Osceola's 3.8%.
• Density rank: Osceola is the 333rd most densely settled place in Wisconsin.
• Against the state median: Osceola runs about 707 residents per square mile, where the Wisconsin median is 800.
• Location: latitude 45.3193, longitude -92.6958 (Census Gazetteer).
• Nearest larger cities: Scandia (8 mi); Lindstrom (9 mi); Chisago City (11 mi); Wyoming (13 mi); Somerset (13 mi). Living near a larger metro rarely changes what is available in Osceola.
• Smaller communities close by: Dresser (4 mi); Shafer (6 mi); Taylors Falls (6 mi), each with its own Census population profile.
• Smaller places within 50 miles: 71 of them.
• Larger places within 100 miles: 181.

How lenders reach Osceola

With about 707 residents per square mile, Osceola is moderately settled, and 107 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Osceola's 2,872 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Scandia, MN about 8 miles away.

How a Osceola personal loan is priced

In Osceola, a small community of about 2,872, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Osceola's 2,872 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Osceola loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Osceola

Osceola covers about 4.1 square miles of land, with 0.13 square miles of water inside its boundaries (Census Gazetteer). That land carries about 707 people per square mile. Milwaukee, the largest place in Wisconsin, is about 281 miles from Osceola. Within 50 miles of Osceola there are 107 larger Census places. Within the same 50 miles lie 71 smaller Census places.

Osceola against the rest of Wisconsin

Among Wisconsin's 605 places, Osceola sits at 218th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Osceola ranks 50th of 605 in Wisconsin (about the 92th percentile). By density, at about 707 people per square mile, it ranks 333rd in Wisconsin. Within 50 miles sit 71 smaller Census places, alongside the 107 that are larger.

Wisconsin rules behind a Osceola personal loan

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Osceola lender must follow.