Personal loans in Taylors Falls, MN

Taylors Falls is home to roughly 1,054 people and stands 349th by size out of 853 Census places in Minnesota. Work out your debt-to-income ratio first; lenders weigh it heavily, and Taylors Falls's 1,054 residents are no exception. Census figures put the 2020-to-2023 increase in Taylors Falls at about 0.3%. To lend to Taylors Falls's 1,054 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The next larger city is St. Croix Falls, WI about 2 miles away.

The Taylors Falls data picture

What follows is Taylors Falls's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: 1,054 people, a figure that places Taylors Falls 349th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 0.3% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
• Size percentile: about 59% of Minnesota communities are smaller than Taylors Falls (1,054 residents).
• Population density: 264 people per square mile on 4.0 square miles of land.
• Land area rank: Taylors Falls's 4.0 square miles rank 195th of 853 places in Minnesota.
• Water: Taylors Falls holds about 0.29 square miles, the 162nd-largest water area in Minnesota.
• State population share: Taylors Falls accounts for about 0.0% of everyone in Minnesota.
• National rank: Taylors Falls is 10,012th of 19,457 places nationwide.
• Growth rank: Taylors Falls's 2020-to-2023 change ranks 295th of 853 places in Minnesota.
• Versus Minnesota: the state average change is +0.1%, while Taylors Falls moved 0.3%.
• Density rank: Taylors Falls is the 638th most densely settled place in Minnesota.
• Density vs Minnesota: Taylors Falls's 264 people per square mile compare with a state median of 607.
• Location: latitude 45.4056, longitude -92.6736 (Census Gazetteer).
• Nearest larger cities: St. Croix Falls (2 mi); Shafer (4 mi); Osceola (6 mi); Lindstrom (8 mi); Chisago City (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Dresser (3 mi); Centuria (6 mi); Center City (7 mi) — useful context for the surrounding area.
• Smaller neighbours: 41 places smaller than Taylors Falls sit within 50 miles.
• At 100 miles: 266 larger Census places fall inside that radius.

Which Minnesota laws govern a loan in Taylors Falls

For the roughly 1,054 residents of Taylors Falls, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

The anatomy of a Taylors Falls personal loan

Taylors Falls is a small community of about 1,054 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Taylors Falls. Shortening the term on a Taylors Falls loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Taylors Falls borrowing checklist

For Taylors Falls's roughly 1,054 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Taylors Falls and the rest of Minnesota is not the process but the borrower's own file, among the 1,054 people here.

What is available to Taylors Falls borrowers

Taylors Falls is lightly settled, with about 264 people per square mile and 123 larger places within 50 miles. A Minnesota licence lets a lender serve Taylors Falls without a local office, so branch density does not change what its 1,054 residents are offered. The nearest bigger place is St. Croix Falls, WI about 2 miles away.

Taylors Falls against the rest of Minnesota

Set beside Minnesota's 853 places, Taylors Falls ranks 349th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 295th of 853 Minnesota places, putting it near the 65th percentile for growth. By density, at about 264 people per square mile, it ranks 638th in Minnesota. The population moved by about 3 people between 2020 and 2023, a 0.3% shift.