Personal loans in Luck, WI

The closest larger city is Frederic, WI about 5 miles away. Census figures put the 2020-to-2023 decrease in Luck at about 2.0%. Which products a lender may offer to Luck's 1,067 residents follows from the Wisconsin consumer-lending framework. Pull your credit reports and line up at least three offers before you apply from Luck.

Luck: population, trend and location

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: 1,067 — Luck ranks 358th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.0% between 2020 and 2023.
• Net change: roughly 22 fewer people than the 2020 Census counted.
• Size percentile: about 41% of Wisconsin's Census places are smaller than Luck.
• Population density: about 541 people per square mile across 2.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Luck ranks 327th among Wisconsin's 605 places, at 2.0 sq mi.
• Water area: Luck has 0.61 square miles of water, ranking 61st of 605 places in Wisconsin.
• Share of Wisconsin: Luck holds about 0.0% of the state's population, some 1,067 people.
• National rank: Luck sits 9,962nd by population among the 19,457 places in this dataset.
• Growth in Wisconsin: Luck stands 507th by percentage change from 2020 to 2023, among 605 places.
• Against the state trend: Luck's 2.0% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Luck is the 402nd most densely settled place in Wisconsin.
• Against the state median: Luck runs about 541 residents per square mile, where the Wisconsin median is 800.
• Location: latitude 45.5768, longitude -92.4625 (Census Gazetteer).
• Nearest larger cities: Frederic (5 mi); St. Croix Falls (14 mi); Grantsburg (18 mi); Shafer (19 mi); Amery (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Milltown (4 mi); Balsam Lake (8 mi); Centuria (10 mi).
• Within a 50-mile radius: 40 smaller Census places.
• At 100 miles: 243 larger Census places fall inside that radius.

Lender access in Luck

At roughly 541 people per square mile, Luck is moderately settled; 74 larger places lie within 50 miles. A Wisconsin licence lets a lender serve Luck without a local office, so branch density does not change what its 1,067 residents are offered. The nearest larger city, Frederic, WI about 5 miles away.

Where Luck sits

Luck's land area is about 2.0 square miles; a further 0.61 square miles is water. That land carries about 541 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 282 miles away. A 50-mile radius around Luck takes in 74 places that are larger. Within the same 50 miles lie 40 smaller Census places.

Inside a Luck personal loan

In Luck, a small community of about 1,067, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Luck's 1,067 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Luck loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Luck sits in Wisconsin

Luck is the 358th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. For population change between 2020 and 2023, Luck ranks 507th of 605 in Wisconsin (about the 16th percentile). Its roughly 541 residents per square mile place it 402nd among Wisconsin's places. By land area, its 2.0 square miles rank 327th of 605 places in Wisconsin.

What Wisconsin law requires in Luck

This table holds the Wisconsin rate and licensing rules for consumer loans made to Luck's 1,067 residents.