Personal loans in Buckeye, IA
Consumer lending that reaches Buckeye's 82 residents is governed by Iowa statute; no city ordinance changes it. Buckeye is one of 940 Census places in Iowa; its 82 residents put it at 844th. In Buckeye, one of 940 Census places in Iowa, the figure to compare across lenders is the APR, not the advertised rate. Buckeye shed about 2.4% of its population between the 2020 base and the 2023 estimate. Use the calculator on this page to price an amount and term before you commit in Buckeye. The next larger city is Alden, IA about 6 miles away.
The Buckeye data picture
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: about 82 people live here, which puts Buckeye 844th of 940 Census places in Iowa (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.4%.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: Buckeye sits ahead of around 10% of Iowa places, at 82 people.
- Population density: 83 people per square mile on 1.0 square miles of land.
- By land area: Buckeye ranks 420th among Iowa's 940 places, at 1.0 sq mi.
- State share: roughly 0.0% of Iowa's residents live in Buckeye (82 people).
- Nationally: Buckeye is the 18,444th-largest of 19,457 Census places in the dataset.
- Growth rank: Buckeye ranks 720th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Buckeye moved 2.4%.
- Density rank: Buckeye places 919th among Iowa's places by people per square mile.
- Density vs Iowa: Buckeye's 83 people per square mile compare with a state median of 672.
- Location: mapped by the US Census Bureau at 42.4195, -93.3758.
- Nearest larger cities: Alden (6 mi); Radcliffe (8 mi); Hubbard (9 mi); Iowa Falls (9 mi); Williams (10 mi). Larger metros often have more branches, but online lenders reach Buckeye on the same terms.
- Nearest smaller towns: Owasa (9 mi); Popejoy (12 mi); Galt (22 mi).
- Smaller places within 50 miles: 11 of them.
- Larger places within 100 miles: 482.
A pre-application checklist for Buckeye
Before you hand your details to a lender in Buckeye, where the population is near 82:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Buckeye and the rest of Iowa is not the process but the borrower's own file, among the 82 people here.
Buckeye's place among Iowa's 940 places
Among Iowa's 940 places, Buckeye sits at 844th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 720th of 940 Iowa places, putting it near the 23th percentile for growth. At about 83 people per square mile, Buckeye is the 919th most densely settled place in Iowa. In land area, Buckeye ranks 420th among Iowa's 940 places.
Iowa consumer-lending rules applied in Buckeye
For the roughly 82 residents of Buckeye, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
What shapes a Buckeye personal loan
Most loans made to Buckeye's 82 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Buckeye lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Buckeye loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Buckeye
Buckeye is a sparsely settled community of about 82 people, with 129 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Buckeye's 82 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Alden, IA about 6 miles away.
Common questions
What are my options in Buckeye if my credit is poor?
What loan size can I expect in Buckeye?
Do I have to pledge anything to borrow in Buckeye?
Does comparing loans in Buckeye cost me credit score points?
Nearby places
- Alden, IA — population 738
- Radcliffe, IA — population 540
- Hubbard, IA — population 837
- Iowa Falls, IA — population 5,002
- Owasa, IA — population 30
- Williams, IA — population 298
- Popejoy, IA — population 77
- Ellsworth, IA — population 492