Personal loans in Hubbard, IA

With 837 residents, Hubbard outranks about 66% of the communities in Iowa. Pull your credit reports and line up at least three offers before you apply from Hubbard. A lender that serves Hubbard operates under Iowa lending statutes and a Iowa supervisor. The nearest larger city is Eldora, IA about 11 miles away.

What the Census records for Hubbard

The figures below are Hubbard's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 837 people, a figure that places Hubbard 323rd among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 2.8% since the 2020 count.
• Absolute change: 24 residents lost between 2020 and 2023.
• Size percentile: roughly 66% of Iowa places rank below Hubbard.
• Population density: about 472 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Hubbard covers 1.8 square miles, the 236th-largest area among Iowa's 940 places.
• Within Iowa: about 0.0% of the state's population lives in Hubbard.
• National rank: Hubbard is 10,988th of 19,457 places nationwide.
• Growth rank: Hubbard ranks 782nd among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Hubbard moved 2.8%.
• Density rank: Hubbard is the 624th most densely settled place in Iowa.
• Against the state median: Hubbard runs about 472 residents per square mile, where the Iowa median is 672.
• Location: it lies at 42.3058, -93.3017 in the Census Gazetteer.
• Nearest larger cities: Eldora (11 mi); Roland (14 mi); Iowa Falls (15 mi); Story City (17 mi); Jewell Junction (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Radcliffe (7 mi); New Providence (7 mi); Buckeye (9 mi).
• Smaller neighbours: 85 places smaller than Hubbard sit within 50 miles.
• Within 100 miles: 188 places are larger than Hubbard.

Hubbard on the map

Hubbard covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 472 people per square mile. Des Moines, the largest place in Iowa, is about 53 miles from Hubbard. Within 50 miles of Hubbard there are 58 larger Census places. By land area it ranks 236th of 940 Iowa places.

How Hubbard compares across Iowa

Among Iowa's 940 places, Hubbard sits at 323rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hubbard stands 782nd among Iowa's 940 places — roughly the 17th percentile. Its roughly 472 residents per square mile place it 624th among Iowa's places. By land area, its 1.8 square miles rank 236th of 940 places in Iowa.

What a Hubbard borrower is actually offered

A Hubbard personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 837 residents. A lender serving Hubbard's 837 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Hubbard loan but raises total interest, so the smallest payment is not the cheapest loan.

What to do before borrowing in Hubbard

Before you apply in Hubbard, a community of about 837, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Hubbard and the rest of Iowa is not the process but the borrower's own file, among the 837 people here.

Which Iowa laws govern a loan in Hubbard

For the roughly 837 residents of Hubbard, the rules below are Iowa's own; each row carries its publisher and retrieval date.