Personal loans in Alden, IA

Work out your debt-to-income ratio first; lenders weigh it heavily, and Alden's 738 residents are no exception. State law, not city hall, decides what a lender may do to Alden's roughly 738 residents, and a state regulator supervises it. Alden shed about 3.3% of its population between the 2020 base and the 2023 estimate. The next larger city is Iowa Falls, IA about 6 miles away.

What the Census records for Alden

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: a Census-estimated 738, 351st among Iowa's 940 places (Vintage 2023).
• Population trend: About 3.3% below the 2020 Census base.
• Absolute change: 25 residents lost between 2020 and 2023.
• Size percentile: about 63% of Iowa's Census places are smaller than Alden.
• Density: roughly 472 residents per square mile, spread over 1.6 sq mi of land.
• Land area: Alden covers 1.6 square miles, the 259th-largest area among Iowa's 940 places.
• Within Iowa: about 0.0% of the state's population lives in Alden.
• National rank: Alden is the 11,543rd most populous of the 19,457 Census places covered here.
• Growth in Iowa: Alden stands 851st by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Alden's 3.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Alden places 623rd among Iowa's places by people per square mile.
• Density vs Iowa: Alden's 472 people per square mile compare with a state median of 672.
• Location: 42.5115 / -93.3806, per the US Census Bureau Gazetteer.
• Nearest larger cities: Iowa Falls (6 mi); Hubbard (15 mi); Ackley (17 mi); Eldora (18 mi); Hampton (18 mi). Lenders licensed in the state serve Alden whether or not they keep a local branch.
• Nearest smaller towns: Popejoy (6 mi); Buckeye (6 mi); Williams (8 mi).
• Smaller neighbours: 81 places smaller than Alden sit within 50 miles.
• Larger places within 100 miles: 202.

Alden in state context

Alden is the 351st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Alden stands 851st among Iowa's 940 places — roughly the 9th percentile. Its roughly 472 residents per square mile place it 623rd among Iowa's places. By land area, its 1.6 square miles rank 259th of 940 places in Iowa.

The state rulebook for Alden

The rows below set out what a licensed lender must follow in Iowa, and so for Alden's roughly 738 residents.

Alden: area, density and distance

The Census Gazetteer records about 1.6 square miles of land within Alden, with no significant water area listed. That land carries about 472 people per square mile. Des Moines, the largest place in Iowa, is about 66 miles from Alden. Counting outward 50 miles, 56 larger communities surround Alden. Within the same 50 miles lie 81 smaller Census places.

Borrowing reach in Alden

Alden is lightly settled, with about 472 people per square mile and 56 larger places within 50 miles. Whether Alden has a local branch or not, a Iowa-licensed lender can serve its 738 people online on the same terms. For a larger market, the closest option is Iowa Falls, IA about 6 miles away.

What a Alden borrower is actually offered

Most loans made to Alden's 738 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Alden loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Alden loan but raises total interest, so the smallest payment is not the cheapest loan.