Personal loans in Williams, IA

Williams is home to roughly 298 people and stands 566th by size out of 940 Census places in Iowa. The 2020 count to the 2023 estimate shows about 2.9% decline in Williams. A lender that serves Williams operates under Iowa lending statutes and a Iowa supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Williams loan. The nearest larger metro is Alden, IA about 8 miles away.

Williams by the numbers

The figures below are Williams's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 298 — Williams ranks 566th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.9% from the 2020 Census base to the 2023 estimate.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: roughly 40% of Iowa places rank below Williams.
• Population density: about 351 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Williams covers 0.8 square miles, the 466th-largest area among Iowa's 940 places.
• Share of Iowa: Williams holds about 0.0% of the state's population, some 298 people.
• National rank: Williams is the 15,145th most populous of the 19,457 Census places covered here.
• Growth rank: Williams's 2020-to-2023 change ranks 803rd of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Williams moved 2.9%.
• Density in Iowa: Williams ranks 699th by people per square mile.
• Against the state median: Williams runs about 351 residents per square mile, where the Iowa median is 672.
• Location: the Census Gazetteer records it at 42.4892, -93.5412.
• Nearest larger cities: Alden (8 mi); Dows (12 mi); Ellsworth (13 mi); Radcliffe (13 mi); Jewell Junction (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Blairsburg (5 mi); Popejoy (9 mi); Buckeye (10 mi), each with its own Census population profile.
• Within a 50-mile radius: 56 smaller Census places.
• Larger places within 100 miles: 328.

How Williams compares across Iowa

Williams is the 566th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Williams ranks 803rd of 940 in Iowa (about the 15th percentile). At about 351 people per square mile, Williams is the 699th most densely settled place in Iowa. Within 50 miles sit 56 smaller Census places, alongside the 85 that are larger.

What a Williams borrower is actually offered

In Williams, a small community of about 298, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Williams loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Williams loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Williams

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Williams lender must follow.

Land, water and location for Williams

Williams covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 351 people per square mile. The largest place in Iowa, Des Moines, lies about 63 miles away. Within 50 miles of Williams there are 85 larger Census places. The 100-mile radius contains 328 larger places.

Getting a loan in Williams

With about 351 residents per square mile, Williams is lightly settled, and 85 larger Census places sit within 50 miles. Distance to a branch rarely matters for Williams's 298 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Alden, IA about 8 miles away.