Personal loans in Iowa Falls, IA

Iowa Falls: population, trend and location

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: a Census-estimated 5,002, 86th among Iowa's 940 places (Vintage 2023).
• Population trend: Lower by roughly 2.0% since the 2020 count.
• Absolute change: 101 residents lost between 2020 and 2023.
• Size percentile: about 91% of Iowa communities are smaller than Iowa Falls (5,002 residents).
• Land and density: 5.4 square miles of land carry roughly 928 residents per square mile.
• By land area: Iowa Falls ranks 76th among Iowa's 940 places, at 5.4 sq mi.
• Water area rank: Iowa Falls ranks 61st among Iowa's 940 places, with 0.08 sq mi.
• Share of Iowa: Iowa Falls holds about 0.2% of the state's population, some 5,002 people.
• National rank: Iowa Falls sits 4,820th by population among the 19,457 places in this dataset.
• Growth rank: Iowa Falls ranks 628th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Iowa Falls's 2.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Iowa Falls ranks 306th by people per square mile.
• Against the state median: Iowa Falls runs about 928 residents per square mile, where the Iowa median is 672.
• Location: 42.5192 / -93.2661, per the US Census Bureau Gazetteer.
• Nearest larger cities: Webster City (28 mi); Nevada (36 mi); Marshalltown (38 mi); Ames (39 mi); Cedar Falls (41 mi). Lenders licensed in the state serve Iowa Falls whether or not they keep a local branch.
• Smaller places close by: Alden (6 mi); Owasa (7 mi); Buckeye (9 mi).
• Within a 50-mile radius: 122 smaller Census places.
• Larger places within 100 miles: 50.

How a Iowa Falls personal loan is priced

In Iowa Falls, a small town of about 5,002, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Iowa Falls loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Iowa Falls loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Iowa Falls sits

Inside Iowa Falls's boundaries lie roughly 5.4 square miles of land and 0.08 square miles of water. Spread across it are roughly 928 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 68 miles away. Within 50 miles of Iowa Falls there are 12 larger Census places. The 100-mile radius contains 50 larger places.

Iowa Falls in state context

Against Iowa's other places, Iowa Falls accounts for about 0.2% of the state's population and ranks 86th of 940 by size. On the 2020-to-2023 trend, Iowa Falls stands 628th among Iowa's 940 places — roughly the 33th percentile. Its roughly 928 residents per square mile place it 306th among Iowa's places. The population moved by about 101 people between 2020 and 2023, a 2.0% shift.

Iowa consumer-lending rules applied in Iowa Falls

Read the table as a lender's compliance picture for Iowa Falls: the rule, the sourced figure, the publisher and the date.

Getting a loan in Iowa Falls

At roughly 928 people per square mile, Iowa Falls is moderately settled; 12 larger places lie within 50 miles. Lenders licensed in Iowa reach Iowa Falls's 5,002 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Webster City, IA about 28 miles away.