Personal loans in Bovill, ID

Local context for Bovill

Set out below is Bovill's local context next to the state-level rules that reach every lender here.

• Population: about 198, ranked 170th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 3.7% from 2020 to 2023.
• Absolute change: 7 residents added between 2020 and 2023.
• Size percentile: Bovill sits ahead of around 14% of Idaho places, at 198 people.
• Land and density: 0.2 square miles of land carry roughly 1,245 residents per square mile.
• By land area: Bovill ranks 185th among Idaho's 197 places, at 0.2 sq mi.
• Within Idaho: about 0.0% of the state's population lives in Bovill.
• National rank: Bovill sits 16,518th by population among the 19,457 places in this dataset.
• Growth rank: Bovill ranks 133rd among Idaho's 197 places for the 2020-to-2023 change.
• Against the state trend: Bovill's 3.7% change compares with a Idaho average of +7.1% across its 197 places.
• Density in Idaho: Bovill ranks 86th by people per square mile.
• Density in context: Bovill's 1,245 people per square mile sit against a Idaho median of 1,026.
• Location: coordinates 46.8587, -116.3936 (US Census Bureau Gazetteer).
• Nearest larger cities: Deary (9 mi); Troy (20 mi); Kendrick (21 mi); Onaway (24 mi); Potlatch (24 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Elk River (11 mi); Peck (27 mi); Tensed (33 mi).
• Smaller neighbours: 7 places smaller than Bovill sit within 50 miles.
• Within 100 miles: 91 places are larger than Bovill.

Where Bovill sits in Idaho

Set beside Idaho's 197 places, Bovill ranks 170th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Bovill stands 133rd among Idaho's 197 places — roughly the 32th percentile. By density, at about 1,245 people per square mile, it ranks 86th in Idaho. The population moved by about 7 people between 2020 and 2023, a 3.7% shift.

A pre-application checklist for Bovill

Before you hand your details to a lender in Bovill, where the population is near 198:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Idaho regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Bovill-specific: the same Idaho licensing and disclosure rules reach all 198 residents.

Getting a loan in Bovill

With about 1,245 residents per square mile, Bovill is moderately settled, and 39 larger Census places sit within 50 miles. Lenders licensed in Idaho reach Bovill's 198 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Deary, ID about 9 miles away.

What shapes a Bovill personal loan

A Bovill personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 198 residents. Federal Truth in Lending rules require a Bovill lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Bovill loan is knowable in advance — unlike a revolving card balance.

How Idaho law applies in Bovill

When Idaho does not publish a figure, the row links to the source instead of inventing a number; Bovill is bound by the same rules.