Personal loans in St. Maries, ID

Census figures put the 2020-to-2023 increase in St. Maries at about 4.9%. Verify the lender's Idaho licence against the regulator named below before borrowing in St. Maries. The next larger city is Coeur d'Alene, ID about 29 miles away. To lend to St. Maries's 2,473 residents, a company must hold a Idaho licence, and each sourced row below names the regulator behind it.

Borrowing in St. Maries: the local picture

The figures below are St. Maries's own — Census population, land area and coordinates — followed by the Idaho rules.

• Population: a Census-estimated 2,473, 57th among Idaho's 197 places (Vintage 2023).
• Population trend: Up about 4.9% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 115 more since the 2020 base.
• Size percentile: St. Maries's 2,473 people outrank roughly 71% of the places in Idaho.
• Land and density: 1.2 square miles of land carry roughly 2,083 residents per square mile.
• Land area: St. Maries covers 1.2 square miles, the 88th-largest area among Idaho's 197 places.
• Within Idaho: about 0.2% of the state's population lives in St. Maries.
• Nationally: St. Maries is the 6,888th-largest of 19,457 Census places in the dataset.
• Growth in Idaho: St. Maries stands 103rd by percentage change from 2020 to 2023, among 197 places.
• Against the state trend: St. Maries's 4.9% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: St. Maries is the 44th most densely settled place in Idaho.
• Against the state median: St. Maries runs about 2,083 residents per square mile, where the Idaho median is 1,026.
• Location: 47.3146 / -116.5722, per the US Census Bureau Gazetteer.
• Nearest larger cities: Coeur d'Alene (29 mi); Dalton Gardens (30 mi); Hayden (33 mi); Post Falls (33 mi); Liberty Lake (35 mi). Living near a larger metro rarely changes what is available in St. Maries.
• Nearest smaller towns: Plummer (15 mi); Harrison (15 mi); Worley (17 mi).
• Smaller places within 50 miles: 38 of them.
• Larger places within 100 miles: 25.

How St. Maries compares across Idaho

Against Idaho's other places, St. Maries accounts for about 0.2% of the state's population and ranks 57th of 197 by size. On the 2020-to-2023 trend, St. Maries stands 103rd among Idaho's 197 places — roughly the 48th percentile. At about 2,083 people per square mile, St. Maries is the 44th most densely settled place in Idaho. Within 50 miles sit 38 smaller Census places, alongside the 13 that are larger.

St. Maries: area, density and distance

St. Maries's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 2,083 people per square mile. For the state's biggest city, Boise City, the distance is roughly 257 miles. Within 50 miles of St. Maries there are 13 larger Census places. By land area it ranks 88th of 197 Idaho places.

The Idaho lending rules that reach St. Maries

Read the table as a lender's compliance picture for St. Maries: the rule, the sourced figure, the publisher and the date.

Getting a loan in St. Maries

At roughly 2,083 people per square mile, St. Maries is fairly dense; 13 larger places lie within 50 miles. A Idaho licence lets a lender serve St. Maries without a local office, so branch density does not change what its 2,473 residents are offered. The nearest bigger place is Coeur d'Alene, ID about 29 miles away.

How personal loans work in St. Maries

With roughly 2,473 residents, St. Maries is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than St. Maries's rank of 57th in Idaho: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a St. Maries loan raises the monthly payment but cuts the interest; lengthening it does the reverse.