Personal loans in Pinehurst, ID

Pinehurst added about 6.0% to its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Pinehurst's 1,780 residents. For a bigger market, look to Kellogg, ID about 5 miles away. Rate ceilings, licensing requirements and product limits for Pinehurst are all set at the Idaho level.

Pinehurst by the numbers

Two layers matter for a Pinehurst borrower: the local population picture and Idaho's consumer-lending statutes.

• Population: about 1,780, ranked 67th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 6.0% between 2020 and 2023.
• Absolute change: 101 residents added between 2020 and 2023.
• Size percentile: Pinehurst's 1,780 people outrank roughly 66% of the places in Idaho.
• Population density: about 1,787 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Pinehurst ranks 102nd among Idaho's 197 places, at 1.0 sq mi.
• State share: roughly 0.1% of Idaho's residents live in Pinehurst (1,780 people).
• Nationally: Pinehurst is the 8,056th-largest of 19,457 Census places in the dataset.
• Growth rank: Pinehurst's 2020-to-2023 change ranks 86th of 197 places in Idaho.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Pinehurst's 6.0%.
• Density in Idaho: Pinehurst ranks 58th by people per square mile.
• Against the state median: Pinehurst runs about 1,787 residents per square mile, where the Idaho median is 1,026.
• Location: coordinates 47.5363, -116.2317 (US Census Bureau Gazetteer).
• Nearest larger cities: Kellogg (5 mi); St. Maries (22 mi); Dalton Gardens (28 mi); Coeur d'Alene (29 mi); Hayden (31 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Smelterville (3 mi); Wardner (5 mi); Osburn (11 mi) — useful context for the surrounding area.
• Smaller neighbours: 26 places smaller than Pinehurst sit within 50 miles.
• At 100 miles: 32 larger Census places fall inside that radius.

The state rulebook for Pinehurst

This table holds the Idaho rate and licensing rules for consumer loans made to Pinehurst's 1,780 residents.

The anatomy of a Pinehurst personal loan

Pinehurst is a small community of about 1,780 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Pinehurst lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Pinehurst loan is knowable in advance — unlike a revolving card balance.

Where Pinehurst sits

Pinehurst's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,787 people per square mile. The largest place in Idaho, Boise City, lies about 272 miles away. A 50-mile radius around Pinehurst takes in 11 places that are larger. By land area it ranks 102nd of 197 Idaho places.

What is available to Pinehurst borrowers

Pinehurst is a moderately settled community of about 1,780 people, with 11 larger places inside a 50-mile radius. Lenders licensed in Idaho reach Pinehurst's 1,780 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Kellogg, ID about 5 miles away.

Where Pinehurst sits in Idaho

Among Idaho's 197 places, Pinehurst sits at 67th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Pinehurst stands 86th among Idaho's 197 places — roughly the 56th percentile. Its roughly 1,787 residents per square mile place it 58th among Idaho's places. By land area, its 1.0 square miles rank 102nd of 197 places in Idaho.