Personal loans in Tensed, ID
In Tensed, one of 197 Census places in Idaho, the figure to compare across lenders is the APR, not the advertised rate. Tensed is home to roughly 94 people and stands 187th by size out of 197 Census places in Idaho.
Tensed gained roughly 10.6% in population across the 2020-to-2023 comparison. Every figure below is Idaho's own, applied to Tensed's 94 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Tensed residents before they take on more. The nearest larger metro is Farmington, WA about 8 miles away.
Tensed: the sourced local profile
What follows is Tensed's place in the Census record, alongside the Idaho rules that govern a personal loan made here.
- Population: about 94, ranked 187th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 10.6% between 2020 and 2023.
- Net change: roughly 9 more people than the 2020 Census counted.
- Size percentile: Tensed sits ahead of around 5% of Idaho places, at 94 people.
- Land and density: 0.2 square miles of land carry roughly 503 residents per square mile.
- Land area: Tensed covers 0.2 square miles, the 179th-largest area among Idaho's 197 places.
- State population share: Tensed accounts for about 0.0% of everyone in Idaho.
- National standing: Tensed ranks 18,238th of 19,457 US places.
- Growth rank: Tensed ranks 37th among Idaho's 197 places for the 2020-to-2023 change.
- Versus Idaho: the state average change is +7.1%, while Tensed moved 10.6%.
- Density rank: Tensed is the 159th most densely settled place in Idaho.
- Against the state median: Tensed runs about 503 residents per square mile, where the Idaho median is 1,026.
- Location: 47.1596, -116.9238 (Census Gazetteer coordinates).
- Nearest larger cities: Farmington (8 mi); Tekoa (8 mi); Plummer (12 mi); Latah (14 mi); Garfield (14 mi). Lenders licensed in the state serve Tensed whether or not they keep a local branch.
- Smaller places close by: State Line (38 mi); Lamont (46 mi); Reubens (61 mi).
- Smaller neighbours: 2 places smaller than Tensed sit within 50 miles.
- Within 100 miles: 111 places are larger than Tensed.
Where Tensed sits
Inside Tensed's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 503 people per square mile. For the state's biggest city, Boise City, the distance is roughly 248 miles. Within 50 miles of Tensed there are 54 larger Census places. Within the same 50 miles lie 2 smaller Census places.
Getting a loan in Tensed
Tensed is a moderately settled community of about 94 people, with 54 larger places inside a 50-mile radius. Distance to a branch rarely matters for Tensed's 94 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Farmington, WA about 8 miles away.
The anatomy of a Tensed personal loan
A Tensed personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 94 residents. Federal Truth in Lending rules require a Tensed lender to disclose the APR and finance charge before you sign. The term you choose in Tensed decides the split between a comfortable payment and the total interest you pay.
Tensed against the rest of Idaho
Among Idaho's 197 places, Tensed sits at 187th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Tensed stands 37th among Idaho's 197 places — roughly the 81th percentile. By density, at about 503 people per square mile, it ranks 159th in Idaho. By land area, its 0.2 square miles rank 179th of 197 places in Idaho.
Idaho consumer-lending rules applied in Tensed
Read the table as a lender's compliance picture for Tensed: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
Common questions
What are my options in Tensed if my credit is poor?
What loan size can I expect in Tensed?
Do I have to pledge anything to borrow in Tensed?
Does comparing loans in Tensed cost me credit score points?
Nearby places
- Farmington, WA — population 135
- Tekoa, WA — population 805
- Plummer, ID — population 1,113
- Onaway, ID — population 213
- Potlatch, ID — population 792
- Worley, ID — population 249
- Latah, WA — population 174
- Garfield, WA — population 560