Personal loans in Farmington, WA

Read the disclosure for an origination fee and any prepayment penalty before signing in Farmington. The 2020 count to the 2023 estimate shows about 2.3% growth in Farmington. Which products a lender may offer to Farmington's 135 residents follows from the Washington consumer-lending framework. The closest larger city is Garfield, WA about 7 miles away.

Borrowing in Farmington: the local picture

Read the local figures below as context; read the sourced Washington table as the rulebook a lender here must follow.

• Population: 135 people, a figure that places Farmington 277th among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
• Population trend: About 2.3% above the 2020 Census base.
• People gained or lost: about 3 more since the 2020 base.
• Size percentile: bigger than about 1% of the places in Washington, with 135 residents in Farmington.
• Population density: about 373 people per square mile (Census land area 0.4 sq mi).
• Land area rank: Farmington's 0.4 square miles rank 262nd of 281 places in Washington.
• Share of Washington: Farmington holds about 0.0% of the state's population, some 135 people.
• National rank: Farmington sits 17,512th by population among the 19,457 places in this dataset.
• Growth rank: Farmington ranks 117th among Washington's 281 places for the 2020-to-2023 change.
• Against the state trend: Farmington's 2.3% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Farmington places 267th among Washington's places by people per square mile.
• Against the state median: Farmington runs about 373 residents per square mile, where the Washington median is 1,518.
• Location: coordinates 47.0887, -117.0464 (US Census Bureau Gazetteer).
• Nearest larger cities: Garfield (7 mi); Tekoa (9 mi); Oakesdale (10 mi); Palouse (12 mi); Onaway (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Tensed (8 mi); Waverly (19 mi); Lamont (41 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 111 places are larger than Farmington.

What Washington law requires in Farmington

Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Farmington lender must follow.

Getting a loan in Farmington

Farmington is lightly settled, with about 373 people per square mile and 53 larger places within 50 miles. What is available to Farmington's 135 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Garfield, WA about 7 miles away.

A practical checklist for Farmington borrowers

For Farmington's roughly 135 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Washington regulator's licence list.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Farmington and the rest of Washington is not the process but the borrower's own file, among the 135 people here.

How Farmington compares across Washington

Within Washington, Farmington holds roughly 0.0% of all residents, the 277th-largest share among 281 places. Its 2020-to-2023 change ranks 117th of 281 Washington places, putting it near the 58th percentile for growth. By density, at about 373 people per square mile, it ranks 267th in Washington. The population moved by about 3 people between 2020 and 2023, a 2.3% shift.

Farmington on the map

Inside Farmington's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 135 residents, the land area yields roughly 373 people per square mile. Seattle, the largest place in Washington, is about 251 miles from Farmington. A 50-mile radius around Farmington takes in 53 places that are larger. By land area it ranks 262nd of 281 Washington places.