Personal loans in Benson, MN

From the 2020 Census base to the 2023 estimate, the population declined by about 1.3%. A single loan can carry different costs on either side of a state line, and Benson sits on the Minnesota side of that line. Judge Benson offers on total cost, not on how quickly the money arrives. The closest larger place is Morris, MN about 24 miles away.

Benson: population, trend and location

Two layers matter for a Benson borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: a Census-estimated 3,437, 199th among Minnesota's 853 places (Vintage 2023).
• Population trend: Down about 1.3% from the 2020 Census base to the 2023 estimate.
• Absolute change: 46 residents lost between 2020 and 2023.
• Size percentile: Benson sits ahead of around 77% of Minnesota places, at 3,437 people.
• Land and density: 3.2 square miles of land carry roughly 1,080 residents per square mile.
• Land area: Benson covers 3.2 square miles, the 240th-largest area among Minnesota's 853 places.
• Water area rank: Benson ranks 342nd among Minnesota's 853 places, with 0.02 sq mi.
• Share of Minnesota: Benson holds about 0.1% of the state's population, some 3,437 people.
• National rank: Benson is 5,876th of 19,457 places nationwide.
• Growth rank: Benson's 2020-to-2023 change ranks 523rd of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Benson's 1.3%.
• Density in Minnesota: Benson ranks 241st by people per square mile.
• Against the state median: Benson runs about 1,080 residents per square mile, where the Minnesota median is 607.
• Location: coordinates 45.3152, -95.6054 (US Census Bureau Gazetteer).
• Nearest larger cities: Morris (24 mi); Montevideo (26 mi); Willmar (30 mi); Alexandria (40 mi); Sauk Centre (43 mi). Online lenders reach Benson no matter how far the nearest branch is.
• Smaller places close by: Clontarf (6 mi); De Graff (8 mi); Danvers (8 mi).
• Smaller places within 50 miles: 90 of them.
• Within 100 miles: 55 places are larger than Benson.

Where Benson sits in Minnesota

Within Minnesota, Benson holds roughly 0.1% of all residents, the 199th-largest share among 853 places. Its 2020-to-2023 change ranks 523rd of 853 Minnesota places, putting it near the 39th percentile for growth. By density, at about 1,080 people per square mile, it ranks 241st in Minnesota. By land area, its 3.2 square miles rank 240th of 853 places in Minnesota.

The Benson borrowing checklist

These steps shape the offer you get in Benson, a place of about 3,437 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Benson and the rest of Minnesota is not the process but the borrower's own file, among the 3,437 people here.

How lenders reach Benson

Benson is a moderately settled community of about 3,437 people, with 6 larger places inside a 50-mile radius. Whether Benson has a local branch or not, a Minnesota-licensed lender can serve its 3,437 people online on the same terms. The nearest bigger place is Morris, MN about 24 miles away.

Minnesota rules behind a Benson personal loan

The rows below set out what a licensed lender must follow in Minnesota, and so for Benson's roughly 3,437 residents.

How personal loans work in Benson

Benson is a small community of about 3,437 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Benson lender to disclose the APR and finance charge before you sign. The term you choose in Benson decides the split between a comfortable payment and the total interest you pay.