Personal loans in Clontarf, MN

What the Census records for Clontarf

Most of what governs a Clontarf loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: 128 people, a figure that places Clontarf 723rd among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: bigger than about 15% of the places in Minnesota, with 128 residents in Clontarf.
• Population density: 62 people per square mile on 2.1 square miles of land.
• By land area: Clontarf ranks 321st among Minnesota's 853 places, at 2.1 sq mi.
• Water: Clontarf holds about 0.04 square miles, the 298th-largest water area in Minnesota.
• Share of Minnesota: Clontarf holds about 0.0% of the state's population, some 128 people.
• National rank: Clontarf is the 17,631st most populous of the 19,457 Census places covered here.
• Growth rank: Clontarf's 2020-to-2023 change ranks 330th of 853 places in Minnesota.
• Against the state trend: Clontarf's 0.0% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Clontarf ranks 808th by people per square mile.
• Density in context: Clontarf's 62 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 45.3798, -95.6799.
• Nearest larger cities: Benson (6 mi); Hancock (10 mi); Cyrus (16 mi); Starbuck (18 mi); Murdock (18 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Danvers (8 mi); De Graff (13 mi); Holloway (15 mi).
• Smaller neighbours: 25 places smaller than Clontarf sit within 50 miles.
• Larger places within 100 miles: 281.

A practical checklist for Clontarf borrowers

For Clontarf's roughly 128 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Clontarf and the rest of Minnesota is not the process but the borrower's own file, among the 128 people here.

How a Clontarf personal loan is priced

In Clontarf, a small community of about 128, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Clontarf loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Clontarf loan is knowable in advance — unlike a revolving card balance.

How Minnesota law applies in Clontarf

The rows below set out what a licensed lender must follow in Minnesota, and so for Clontarf's roughly 128 residents.

Where Clontarf sits

The Census Gazetteer records 2.1 square miles of land and 0.04 square miles of water within Clontarf. The resulting density is about 62 people per square mile. Minneapolis, the largest place in Minnesota, is about 121 miles from Clontarf. Within 50 miles of Clontarf there are 71 larger Census places. The 100-mile radius contains 281 larger places.

Clontarf against the rest of Minnesota

Set beside Minnesota's 853 places, Clontarf ranks 723rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Clontarf stands 330th among Minnesota's 853 places — roughly the 61th percentile. At about 62 people per square mile, Clontarf is the 808th most densely settled place in Minnesota. By land area, its 2.1 square miles rank 321st of 853 places in Minnesota.