Personal loans in De Graff, MN

With 110 residents, De Graff outranks about 13% of the communities in Minnesota. The nearest larger city is Murdock, MN about 4 miles away. Every figure below is Minnesota's own, applied to De Graff's 110 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a De Graff lender.

De Graff by the numbers

What follows is De Graff's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: 110 — De Graff ranks 743rd of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: About 1.8% below the 2020 Census base.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: with 110 residents, De Graff is larger than about 13% of Minnesota's Census places.
• Density: roughly 133 residents per square mile, spread over 0.8 sq mi of land.
• Land area: De Graff covers 0.8 square miles, the 583rd-largest area among Minnesota's 853 places.
• State population share: De Graff accounts for about 0.0% of everyone in Minnesota.
• National rank: De Graff sits 17,956th by population among the 19,457 places in this dataset.
• Growth rank: De Graff ranks 597th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: De Graff's 1.8% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: De Graff places 736th among Minnesota's places by people per square mile.
• Against the state median: De Graff runs about 133 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 45.2599, -95.4684.
• Nearest larger cities: Murdock (4 mi); Benson (8 mi); Kerkhoven (9 mi); Clontarf (13 mi); Pennock (16 mi). Lenders licensed in the state serve De Graff whether or not they keep a local branch.
• Smaller places nearby: Sunburg (13 mi); Danvers (14 mi); Holloway (21 mi).
• Within a 50-mile radius: 20 smaller Census places.
• Within 100 miles: 332 places are larger than De Graff.

Where De Graff sits in Minnesota

Within Minnesota, De Graff holds roughly 0.0% of all residents, the 743rd-largest share among 853 places. For population change between 2020 and 2023, De Graff ranks 597th of 853 in Minnesota (about the 30th percentile). At about 133 people per square mile, De Graff is the 736th most densely settled place in Minnesota. The population moved by about 2 people between 2020 and 2023, a 1.8% shift.

Which Minnesota laws govern a loan in De Graff

These are Minnesota's sourced lending facts as they reach De Graff's 110 residents; the state has no city-level rate rule.

What shapes a De Graff personal loan

De Graff is a small community of about 110 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving De Graff's 110 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a De Graff loan is knowable in advance — unlike a revolving card balance.

De Graff: area, density and distance

The Census Gazetteer records about 0.8 square miles of land within De Graff, with no significant water area listed. With 110 residents, the land area yields roughly 133 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 109 miles. Within 50 miles of De Graff there are 76 larger Census places. By land area it ranks 583rd of 853 Minnesota places.

Before you apply in De Graff

A sensible order of operations for a loan in De Graff, home to about 110 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In De Graff as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 110 residents.