Personal loans in Kerkhoven, MN

About 788 people live in Kerkhoven, placing it 393rd of 853 Census places in Minnesota. Every figure below is Minnesota's own, applied to Kerkhoven's 788 residents, with the publisher and retrieval date attached. From the 2020 Census base to the 2023 estimate, the population declined by about 1.7%. A larger market lies at Willmar, MN about 14 miles away.

Kerkhoven: population, trend and location

Most of what governs a Kerkhoven loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 788 residents in Kerkhoven (Vintage 2023 subcounty estimate), the 393rd-largest figure among Minnesota's 853 places.
• Population trend: Roughly 1.7% fewer residents than the 2020 Census counted.
• Absolute change: 14 residents lost between 2020 and 2023.
• Size percentile: roughly 54% of Minnesota's places have fewer residents than Kerkhoven's 788.
• Density: roughly 944 residents per square mile, spread over 0.8 sq mi of land.
• By land area: Kerkhoven ranks 581st among Minnesota's 853 places, at 0.8 sq mi.
• State population share: Kerkhoven accounts for about 0.0% of everyone in Minnesota.
• National rank: Kerkhoven sits 11,253rd by population among the 19,457 places in this dataset.
• Growth rank: Kerkhoven's 2020-to-2023 change ranks 588th of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Kerkhoven's 1.7%.
• Density rank: Kerkhoven is the 292nd most densely settled place in Minnesota.
• Density vs Minnesota: Kerkhoven's 944 people per square mile compare with a state median of 607.
• Location: the Census Gazetteer records it at 45.1914, -95.3183.
• Nearest larger cities: Willmar (14 mi); Clara City (16 mi); Benson (16 mi); Spicer (19 mi); New London (19 mi). Living near a larger metro rarely changes what is available in Kerkhoven.
• Smaller communities close by: Murdock (4 mi); Pennock (8 mi); De Graff (9 mi), each with its own Census population profile.
• Within a 50-mile radius: 66 smaller Census places.
• Larger places within 100 miles: 185.

A practical checklist for Kerkhoven borrowers

Before you apply in Kerkhoven, a community of about 788, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Kerkhoven as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 788 residents.

How a Kerkhoven personal loan is priced

A Kerkhoven personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 788 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kerkhoven. Shortening the term on a Kerkhoven loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Minnesota law requires in Kerkhoven

Read the table as a lender's compliance picture for Kerkhoven: the rule, the sourced figure, the publisher and the date.

Where Kerkhoven sits in Minnesota

Set beside Minnesota's 853 places, Kerkhoven ranks 393rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 588th of 853 Minnesota places, putting it near the 31th percentile for growth. Its roughly 944 residents per square mile place it 292nd among Minnesota's places. The population moved by about 14 people between 2020 and 2023, a 1.7% shift.

Kerkhoven: area, density and distance

The Census Gazetteer records about 0.8 square miles of land within Kerkhoven, with no significant water area listed. That land carries about 944 people per square mile. Minneapolis, the largest place in Minnesota, is about 101 miles from Kerkhoven. Within 50 miles of Kerkhoven there are 34 larger Census places. Within the same 50 miles lie 66 smaller Census places.