Personal loans in Starbuck, MN
Starbuck ranks 301st of 853 places in Minnesota, with a population near 1,405. Starbuck is a small community in Minnesota, with an estimated 1,405 residents, and every licensed lender here follows the same state rulebook.
Census figures put the 2020-to-2023 increase in Starbuck at about 3.4%. Use the calculator on this page to price an amount and term before you commit in Starbuck. Lenders active in Starbuck report to a Minnesota supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Glenwood, MN about 8 miles away.
Borrowing in Starbuck: the local picture
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: 1,405 residents; Starbuck is the 301st-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 3.4%.
- Absolute change: 46 residents added between 2020 and 2023.
- Size percentile: with 1,405 residents, Starbuck is larger than about 65% of Minnesota's Census places.
- Population density: 949 people per square mile on 1.5 square miles of land.
- Land area: Starbuck covers 1.5 square miles, the 395th-largest area among Minnesota's 853 places.
- State share: roughly 0.0% of Minnesota's residents live in Starbuck (1,405 people).
- National rank: Starbuck is the 8,944th most populous of the 19,457 Census places covered here.
- Growth rank: Starbuck's 2020-to-2023 change ranks 104th of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Starbuck moved 3.4%.
- Density rank: Starbuck places 287th among Minnesota's places by people per square mile.
- Density in context: Starbuck's 949 people per square mile sit against a Minnesota median of 607.
- Location: mapped by the US Census Bureau at 45.6116, -95.5322.
- Nearest larger cities: Glenwood (8 mi); Morris (18 mi); Alexandria (20 mi); Benson (21 mi); Osakis (25 mi). Larger metros often have more branches, but online lenders reach Starbuck on the same terms.
- Nearest smaller towns: Long Beach (6 mi); Lowry (6 mi); Cyrus (10 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 88 smaller Census places.
- Within 100 miles: 96 places are larger than Starbuck.
The geography behind Starbuck
Starbuck's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. With 1,405 residents, the land area yields roughly 949 people per square mile. The largest place in Minnesota, Minneapolis, lies about 119 miles away. A 50-mile radius around Starbuck takes in 13 places that are larger. Within the same 50 miles lie 88 smaller Census places.
What a Starbuck borrower is actually offered
In Starbuck, a small community of about 1,405, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Starbuck's rank of 301st in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Starbuck decides the split between a comfortable payment and the total interest you pay.
Lender access in Starbuck
Starbuck is moderately settled, with about 949 people per square mile and 13 larger places within 50 miles. Whether Starbuck has a local branch or not, a Minnesota-licensed lender can serve its 1,405 people online on the same terms. For a larger market, the closest option is Glenwood, MN about 8 miles away.
How Minnesota law applies in Starbuck
Minnesota has no separate rate rule for Starbuck; the sourced rows below are what reach every lender that serves its 1,405 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Starbuck in state context
Starbuck is the 301st-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 104th of 853 Minnesota places, putting it near the 88th percentile for growth. By density, at about 949 people per square mile, it ranks 287th in Minnesota. By land area, its 1.5 square miles rank 395th of 853 places in Minnesota.
Common questions
What are my options in Starbuck if my credit is poor?
What loan size can I expect in Starbuck?
Do I have to pledge anything to borrow in Starbuck?
Does comparing loans in Starbuck cost me credit score points?
Nearby places
- Lowry, MN — population 334
- Long Beach, MN — population 339
- Glenwood, MN — population 2,637
- Farwell, MN — population 56
- Cyrus, MN — population 308
- Kensington, MN — population 269
- Forada, MN — population 169
- Clontarf, MN — population 128