Personal loans in Lowry, MN
The trend for Lowry between 2020 and 2023 is downward by roughly 0.3%. The first question in Lowry is not the rate on offer but whether the payment fits; about 334 people live here under Minnesota lending law.
An estimated 334 people make their home in Lowry, a figure that ranks 567th in Minnesota. The closest larger city is Long Beach, MN about 6 miles away. A single loan can carry different costs on either side of a state line, and Lowry sits on the Minnesota side of that line. Price two or three terms so you can see which payment is truly affordable in Lowry.
What the Census records for Lowry
What follows is Lowry's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: 334 people, a figure that places Lowry 567th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.3% between 2020 and 2023.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: roughly 34% of Minnesota places rank below Lowry.
- Population density: 739 people per square mile on 0.5 square miles of land.
- Land area: Lowry covers 0.5 square miles, the 713th-largest area among Minnesota's 853 places.
- State population share: Lowry accounts for about 0.0% of everyone in Minnesota.
- National rank: Lowry is the 14,752nd most populous of the 19,457 Census places covered here.
- Growth rank: Lowry ranks 376th among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Lowry's 0.3% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Lowry is the 373rd most densely settled place in Minnesota.
- Against the state median: Lowry runs about 739 residents per square mile, where the Minnesota median is 607.
- Location: coordinates 45.7049, -95.5191 (US Census Bureau Gazetteer).
- Nearest larger cities: Long Beach (6 mi); Starbuck (6 mi); Glenwood (7 mi); Alexandria (14 mi); Hoffman (16 mi). Lenders licensed in the state serve Lowry whether or not they keep a local branch.
- Smaller communities within reach: Farwell (6 mi); Forada (10 mi); Kensington (10 mi).
- Within a 50-mile radius: 47 smaller Census places.
- Within 100 miles: 205 places are larger than Lowry.
A pre-application checklist for Lowry
These steps shape the offer you get in Lowry, a place of about 334 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Lowry as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 334 residents.
Where Lowry sits
Lowry covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 334 residents, the land area yields roughly 739 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 121 miles. A 50-mile radius around Lowry takes in 50 places that are larger. The 100-mile radius contains 205 larger places.
Getting a loan in Lowry
At roughly 739 people per square mile, Lowry is moderately settled; 50 larger places lie within 50 miles. What is available to Lowry's 334 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Long Beach, MN about 6 miles away.
How Minnesota law applies in Lowry
Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Lowry lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Where Lowry sits in Minnesota
Against Minnesota's other places, Lowry accounts for about 0.0% of the state's population and ranks 567th of 853 by size. Its 2020-to-2023 change ranks 376th of 853 Minnesota places, putting it near the 56th percentile for growth. At about 739 people per square mile, Lowry is the 373rd most densely settled place in Minnesota. By land area, its 0.5 square miles rank 713th of 853 places in Minnesota.
Common questions
What are my options in Lowry if my credit is poor?
What loan size can I expect in Lowry?
Do I have to pledge anything to borrow in Lowry?
Does comparing loans in Lowry cost me credit score points?
Nearby places
- Starbuck, MN — population 1,405
- Long Beach, MN — population 339
- Farwell, MN — population 56
- Glenwood, MN — population 2,637
- Forada, MN — population 169
- Kensington, MN — population 269
- Alexandria, MN — population 14,943
- Garfield, MN — population 340