Personal loans in Wolverton, MN

Wolverton shed about 4.0% of its population between the 2020 base and the 2023 estimate. For the 119 people in Wolverton, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Decide the purpose of the loan and your repayment plan before sharing any details with a Wolverton lender. A larger market lies at Christine, ND about 3 miles away.

Wolverton: population, trend and location

The figures below are Wolverton's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: 119 people, a figure that places Wolverton 735th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Down about 4.0% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: Wolverton sits ahead of around 14% of Minnesota places, at 119 people.
• Density: the Census land area of 0.3 sq mi holds about 341 people per square mile.
• Land area: Wolverton covers 0.3 square miles, the 766th-largest area among Minnesota's 853 places.
• State share: roughly 0.0% of Minnesota's residents live in Wolverton (119 people).
• National rank: Wolverton is the 17,802nd most populous of the 19,457 Census places covered here.
• Growth in Minnesota: Wolverton stands 813th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Wolverton moved 4.0%.
• Density in Minnesota: Wolverton ranks 587th by people per square mile.
• Density vs Minnesota: Wolverton's 341 people per square mile compare with a state median of 607.
• Location: coordinates 46.5630, -96.7362 (US Census Bureau Gazetteer).
• Nearest larger cities: Christine (3 mi); Abercrombie (8 mi); Oxbow (8 mi); Colfax (9 mi); Walcott (10 mi). Larger metros often have more branches, but online lenders reach Wolverton on the same terms.
• Nearest smaller places: Comstock (7 mi); Kent (9 mi); Briarwood (16 mi).
• Within a 50-mile radius: 21 smaller Census places.
• At 100 miles: 186 larger Census places fall inside that radius.

Land, water and location for Wolverton

Wolverton's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 341 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 200 miles away. A 50-mile radius around Wolverton takes in 61 places that are larger. Within the same 50 miles lie 21 smaller Census places.

Which Minnesota laws govern a loan in Wolverton

These are Minnesota's sourced lending facts as they reach Wolverton's 119 residents; the state has no city-level rate rule.

Lender access in Wolverton

With about 341 residents per square mile, Wolverton is lightly settled, and 61 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Wolverton without a local office, so branch density does not change what its 119 residents are offered. For a larger market, the closest option is Christine, ND about 3 miles away.

What a Wolverton borrower is actually offered

With roughly 119 residents, Wolverton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Wolverton loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Wolverton decides the split between a comfortable payment and the total interest you pay.

Before you apply in Wolverton

Before you hand your details to a lender in Wolverton, where the population is near 119:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

The process is identical across Minnesota; what changes is your credit file, not the fact that Wolverton holds 119 people.