Personal loans in Abercrombie, ND
Personal loans in Abercrombie are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 258 population. An estimated 258 people make their home in Abercrombie, a figure that ranks 135th in North Dakota. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Abercrombie loan. A 2020-to-2023 comparison shows Abercrombie up by about 4.0%. State law, not city hall, decides what a lender may do to Abercrombie's roughly 258 residents, and a state regulator supervises it. Borrowers who want a bigger city can look to Walcott, ND about 12 miles away.
The Abercrombie data picture
The figures below are Abercrombie's own — Census population, land area and coordinates — followed by the North Dakota rules.
- Population: 258 — Abercrombie ranks 135th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: About 4.0% above the 2020 Census base.
- Net change: roughly 10 more people than the 2020 Census counted.
- Size percentile: Abercrombie's 258 people outrank roughly 62% of the places in North Dakota.
- Population density: about 782 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Abercrombie's 0.3 square miles rank 242nd of 355 places in North Dakota.
- Share of North Dakota: Abercrombie holds about 0.0% of the state's population, some 258 people.
- National rank: Abercrombie is 15,639th of 19,457 places nationwide.
- Growth in North Dakota: Abercrombie stands 19th by percentage change from 2020 to 2023, among 355 places.
- State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Abercrombie's 4.0%.
- Density rank: Abercrombie places 73rd among North Dakota's places by people per square mile.
- Density in context: Abercrombie's 782 people per square mile sit against a North Dakota median of 352.
- Location: 46.4470 / -96.7296, per the US Census Bureau Gazetteer.
- Nearest larger cities: Walcott (12 mi); Wahpeton (13 mi); Breckenridge (14 mi); Oxbow (16 mi); Kindred (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Kent (2 mi); Colfax (7 mi); Wolverton (8 mi), each with its own Census population profile.
- Smaller places within 50 miles: 39 of them.
- Within 100 miles: 133 places are larger than Abercrombie.
Land, water and location for Abercrombie
Abercrombie covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 782 people per square mile. Fargo, the largest place in North Dakota, is about 29 miles from Abercrombie. A 50-mile radius around Abercrombie takes in 43 places that are larger. The 100-mile radius contains 133 larger places.
Where Abercrombie sits in North Dakota
Among North Dakota's 355 places, Abercrombie sits at 135th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 19th of 355 North Dakota places, putting it near the 95th percentile for growth. At about 782 people per square mile, Abercrombie is the 73rd most densely settled place in North Dakota. In land area, Abercrombie ranks 242nd among North Dakota's 355 places.
The state rulebook for Abercrombie
The rows below set out what a licensed lender must follow in North Dakota, and so for Abercrombie's roughly 258 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%. Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%). | North Dakota Department of Financial Institutions as of 2026-09-16 |
A pre-application checklist for Abercrombie
These steps shape the offer you get in Abercrombie, a place of about 258 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the North Dakota licence with the regulator named above before committing.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Abercrombie-specific: the same North Dakota licensing and disclosure rules reach all 258 residents.
The anatomy of a Abercrombie personal loan
With roughly 258 residents, Abercrombie is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Abercrombie lender to disclose the APR and finance charge before you sign. The term you choose in Abercrombie decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Kent, MN — population 64
- Wolverton, MN — population 119
- Dwight, ND — population 78
- Colfax, ND — population 202
- Christine, ND — population 151
- Wahpeton, ND — population 8,000
- Comstock, MN — population 99
- Mooreton, ND — population 173