Personal loans in Kent, MN
The trend for Kent between 2020 and 2023 is downward by roughly 3.0%. A lender serving Kent holds a Minnesota licence and answers to a Minnesota regulator; no city office is involved for its 64 residents.
At about 64 residents, Kent is larger than roughly 6% of the places in Minnesota. The nearest larger metro is Abercrombie, ND about 2 miles away. A lender that serves Kent operates under Minnesota lending statutes and a Minnesota supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Kent loan.
The Kent data picture
Most of what governs a Kent loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: 64 people, a figure that places Kent 806th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.0% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: Kent sits ahead of around 6% of Minnesota places, at 64 people.
- Density: the Census land area of 0.2 sq mi holds about 268 people per square mile.
- Land area rank: Kent's 0.2 square miles rank 812th of 853 places in Minnesota.
- Within Minnesota: about 0.0% of the state's population lives in Kent.
- National rank: Kent is 18,764th of 19,457 places nationwide.
- Growth in Minnesota: Kent stands 745th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Kent moved 3.0%.
- Density rank: Kent is the 634th most densely settled place in Minnesota.
- Density vs Minnesota: Kent's 268 people per square mile compare with a state median of 607.
- Location: 46.4381 / -96.6826, per the US Census Bureau Gazetteer.
- Nearest larger cities: Abercrombie (2 mi); Wolverton (9 mi); Colfax (9 mi); Dwight (10 mi); Christine (11 mi). Living near a larger metro rarely changes what is available in Kent.
- Nearest smaller places: Barney (19 mi); Doran (20 mi); Great Bend (20 mi).
- Smaller neighbours: 11 places smaller than Kent sit within 50 miles.
- Larger places within 100 miles: 229.
Kent: area, density and distance
The Census Gazetteer records about 0.2 square miles of land within Kent, with no significant water area listed. With 64 residents, the land area yields roughly 268 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 194 miles. A 50-mile radius around Kent takes in 69 places that are larger. Within the same 50 miles lie 11 smaller Census places.
Where Kent sits in Minnesota
Kent is the 806th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Kent stands 745th among Minnesota's 853 places — roughly the 13th percentile. By density, at about 268 people per square mile, it ranks 634th in Minnesota. Between 2020 and 2023 the count changed by roughly 2 residents.
Borrowing reach in Kent
Kent is lightly settled, with about 268 people per square mile and 69 larger places within 50 miles. What is available to Kent's 64 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Abercrombie, ND about 2 miles away.
How Minnesota law applies in Kent
Below are the Minnesota rules that apply to a loan made in Kent, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
The anatomy of a Kent personal loan
With roughly 64 residents, Kent is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Kent lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Kent loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Abercrombie, ND — population 258
- Wolverton, MN — population 119
- Dwight, ND — population 78
- Wahpeton, ND — population 8,000
- Christine, ND — population 151
- Colfax, ND — population 202
- Breckenridge, MN — population 3,331
- Comstock, MN — population 99