Personal loans in Briarwood, ND

A lender serving Briarwood holds a North Dakota licence and answers to a North Dakota regulator; no city office is involved for its 53 residents. Judge Briarwood offers on total cost, not on how quickly the money arrives. A single loan can carry different costs on either side of a state line, and Briarwood sits on the North Dakota side of that line. For a bigger market, look to Frontier, ND about 2 miles away.

Briarwood: population, trend and location

What follows is Briarwood's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: the Census counts 53 residents in Briarwood (Vintage 2023 subcounty estimate), the 275th-largest figure among North Dakota's 355 places.
• Population trend: Down about 1.9% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: roughly 23% of North Dakota places rank below Briarwood.
• Land and density: 0.1 square miles of land carry roughly 371 residents per square mile.
• Land area: Briarwood covers 0.1 square miles, the 332nd-largest area among North Dakota's 355 places.
• Within North Dakota: about 0.0% of the state's population lives in Briarwood.
• Nationally: Briarwood is the 18,932nd-largest of 19,457 Census places in the dataset.
• Growth in North Dakota: Briarwood stands 176th by percentage change from 2020 to 2023, among 355 places.
• Against the state trend: Briarwood's 1.9% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Briarwood is the 173rd most densely settled place in North Dakota.
• Density vs North Dakota: Briarwood's 371 people per square mile compare with a state median of 352.
• Location: the Census Gazetteer records it at 46.7870, -96.7948.
• Nearest larger cities: Frontier (2 mi); Prairie Rose (3 mi); Fargo (6 mi); Moorhead (6 mi); Horace (6 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Alice (36 mi); Ayr (37 mi); Barney (37 mi).
• Smaller places within 50 miles: 7 of them.
• Larger places within 100 miles: 229.

The North Dakota lending rules that reach Briarwood

The rows below set out what a licensed lender must follow in North Dakota, and so for Briarwood's roughly 53 residents.

What to do before borrowing in Briarwood

For Briarwood's roughly 53 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Briarwood as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 53 residents.

Where Briarwood sits

Briarwood covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 371 people per square mile. Fargo, the largest place in North Dakota, is about 6 miles from Briarwood. A 50-mile radius around Briarwood takes in 76 places that are larger. Within the same 50 miles lie 7 smaller Census places.

How Briarwood compares across North Dakota

Among North Dakota's 355 places, Briarwood sits at 275th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 176th of 355 North Dakota places, putting it near the 50th percentile for growth. By density, at about 371 people per square mile, it ranks 173rd in North Dakota. In land area, Briarwood ranks 332nd among North Dakota's 355 places.

What shapes a Briarwood personal loan

A Briarwood personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 53 residents. A lender serving Briarwood's 53 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Briarwood loan but raises total interest, so the smallest payment is not the cheapest loan.