Personal loans in Whalan, MN

Two households in Whalan with comparable incomes can still be offered different rates; the city's 70 residents are not the reason. A 2020-to-2023 comparison shows Whalan up by about 6.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Whalan. The nearest larger metro is Lanesboro, MN about 3 miles away.

The Whalan data picture

Set out below is Whalan's local context next to the state-level rules that reach every lender here.

• Population: 70 — Whalan ranks 797th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: About 6.1% above the 2020 Census base.
• Net change: roughly 4 more people than the 2020 Census counted.
• Size percentile: bigger than about 7% of the places in Minnesota, with 70 residents in Whalan.
• Density: the Census land area of 0.4 sq mi holds about 163 people per square mile.
• By land area: Whalan ranks 723rd among Minnesota's 853 places, at 0.4 sq mi.
• Water area: Whalan has 0.03 square miles of water, ranking 331st of 853 places in Minnesota.
• State share: roughly 0.0% of Minnesota's residents live in Whalan (70 people).
• National rank: Whalan is 18,662nd of 19,457 places nationwide.
• Growth rank: Whalan ranks 55th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Whalan's 6.1% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Whalan places 708th among Minnesota's places by people per square mile.
• Density in context: Whalan's 163 people per square mile sit against a Minnesota median of 607.
• Location: 43.7332, -91.9250 (US Census Bureau Gazetteer).
• Nearest larger cities: Lanesboro (3 mi); Peterson (6 mi); Rushford Village (9 mi); Preston (9 mi); Rushford (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Taopi (38 mi); Sargeant (44 mi); Jackson Junction (44 mi).
• Smaller neighbours: 3 places smaller than Whalan sit within 50 miles.
• At 100 miles: 434 larger Census places fall inside that radius.

What is available to Whalan borrowers

With about 163 residents per square mile, Whalan is lightly settled, and 105 larger Census places sit within 50 miles. Lenders licensed in Minnesota reach Whalan's 70 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lanesboro, MN about 3 miles away.

The Minnesota lending rules that reach Whalan

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Whalan lender must follow.

Steps to take before a Whalan loan

Before you apply in Whalan, a community of about 70, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Whalan-specific: the same Minnesota licensing and disclosure rules reach all 70 residents.

Where Whalan sits in Minnesota

Whalan is the 797th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Whalan stands 55th among Minnesota's 853 places — roughly the 94th percentile. At about 163 people per square mile, Whalan is the 708th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 4 residents.

Land, water and location for Whalan

Whalan's land area is about 0.4 square miles; a further 0.03 square miles is water. That land carries about 163 people per square mile. The largest place in Minnesota, Minneapolis, lies about 108 miles away. Within 50 miles of Whalan there are 105 larger Census places. The 100-mile radius contains 434 larger places.