Personal loans in Rushford Village, MN
Consumer lending that reaches Rushford Village's 803 residents is governed by Minnesota statute; no city ordinance changes it.
With roughly 803 residents, Rushford Village is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city. By population, Rushford Village sits at 391st in Minnesota, with an estimated 803 residents. A 2020-to-2023 comparison shows Rushford Village up by about 1.3%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Rushford Village's 803 residents are no exception. A larger market lies at Rushford, MN about 2 miles away.
Rushford Village by the numbers
Most of what governs a Rushford Village loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 803 residents, 391st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 1.3% since the 2020 count.
- Absolute change: 10 residents added between 2020 and 2023.
- Size percentile: roughly 54% of Minnesota's places have fewer residents than Rushford Village's 803.
- Land and density: 33.5 square miles of land carry roughly 24 residents per square mile.
- Land area: Rushford Village covers 33.5 square miles, the 28th-largest area among Minnesota's 853 places.
- Water area rank: Rushford Village ranks 187th among Minnesota's 853 places, with 0.22 sq mi.
- Within Minnesota: about 0.0% of the state's population lives in Rushford Village.
- National standing: Rushford Village ranks 11,175th of 19,457 US places.
- Growth rank: Rushford Village ranks 221st among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Rushford Village's 1.3%.
- Density rank: Rushford Village places 844th among Minnesota's places by people per square mile.
- Density vs Minnesota: Rushford Village's 24 people per square mile compare with a state median of 607.
- Location: mapped by the US Census Bureau at 43.8046, -91.7856.
- Nearest larger cities: Rushford (2 mi); Houston (11 mi); Lewiston (13 mi); Stockton (15 mi); Preston (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Peterson (3 mi); Whalan (9 mi); Lanesboro (11 mi).
- Smaller places within 50 miles: 53 of them.
- At 100 miles: 205 larger Census places fall inside that radius.
Rushford Village's place among Minnesota's 853 places
Rushford Village is the 391st-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Rushford Village stands 221st among Minnesota's 853 places — roughly the 74th percentile. Its roughly 24 residents per square mile place it 844th among Minnesota's places. Within 50 miles sit 53 smaller Census places, alongside the 48 that are larger.
How a Rushford Village personal loan is priced
Most loans made to Rushford Village's 803 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Rushford Village. The term you choose in Rushford Village decides the split between a comfortable payment and the total interest you pay.
What is available to Rushford Village borrowers
Rushford Village is sparsely settled, with about 24 people per square mile and 48 larger places within 50 miles. Lenders licensed in Minnesota reach Rushford Village's 803 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Rushford, MN about 2 miles away.
Where Rushford Village sits
Rushford Village covers about 33.5 square miles of land, with 0.22 square miles of water inside its boundaries (Census Gazetteer). That land carries about 24 people per square mile. The largest place in Minnesota, Minneapolis, lies about 108 miles away. Rushford Village has 48 larger places within a 50-mile radius. The 100-mile radius contains 205 larger places.
The state rulebook for Rushford Village
The rows below set out what a licensed lender must follow in Minnesota, and so for Rushford Village's roughly 803 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Rushford, MN — population 1,861
- Peterson, MN — population 228
- Whalan, MN — population 70
- Lewiston, MN — population 1,507
- Lanesboro, MN — population 720
- Houston, MN — population 983
- Stockton, MN — population 816
- Utica, MN — population 258