Personal loans in Fountain, MN

The closest larger city is Preston, MN about 5 miles away. The 2020 count to the 2023 estimate shows about 0.2% decline in Fountain. To lend to Fountain's 408 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Fountain's 408 residents.

What the Census records for Fountain

Here is the sourced Census picture for Fountain, plus the Minnesota lending rules that apply to a loan taken out here.

• Population: 408 people, a figure that places Fountain 530th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.2% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: about 38% of Minnesota's Census places are smaller than Fountain.
• Population density: about 410 people per square mile (Census land area 1.0 sq mi).
• Land area rank: Fountain's 1.0 square miles rank 529th of 853 places in Minnesota.
• Share of state population: Fountain's 408 residents are about 0.0% of Minnesota.
• National rank: Fountain sits 14,016th by population among the 19,457 places in this dataset.
• Growth in Minnesota: Fountain stands 371st by percentage change from 2020 to 2023, among 853 places.
• Against the state trend: Fountain's 0.2% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Fountain places 538th among Minnesota's places by people per square mile.
• Density vs Minnesota: Fountain's 410 people per square mile compare with a state median of 607.
• Location: latitude 43.7425, longitude -92.1342 (Census Gazetteer).
• Nearest larger cities: Preston (5 mi); Wykoff (7 mi); Chatfield (7 mi); Lanesboro (8 mi); Spring Valley (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Whalan (10 mi); Peterson (15 mi); Ostrander (17 mi).
• Within a 50-mile radius: 40 smaller Census places.
• Larger places within 100 miles: 316.

Before you apply in Fountain

Before you hand your details to a lender in Fountain, where the population is near 408:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Fountain and the rest of Minnesota is not the process but the borrower's own file, among the 408 people here.

Land, water and location for Fountain

The Census Gazetteer records about 1.0 square miles of land within Fountain, with no significant water area listed. The resulting density is about 410 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 101 miles. A 50-mile radius around Fountain takes in 75 places that are larger. By land area it ranks 529th of 853 Minnesota places.

Lender access in Fountain

With about 410 residents per square mile, Fountain is lightly settled, and 75 larger Census places sit within 50 miles. Whether Fountain has a local branch or not, a Minnesota-licensed lender can serve its 408 people online on the same terms. The nearest bigger place is Preston, MN about 5 miles away.

What a Fountain borrower is actually offered

With roughly 408 residents, Fountain is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Fountain's rank of 530th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Fountain loan but raises total interest, so the smallest payment is not the cheapest loan.

What Minnesota law requires in Fountain

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Fountain lender must follow.