Personal loans in Harmony, MN

The 2020 count to the 2023 estimate shows about 0.9% decline in Harmony. Lenders active in Harmony report to a Minnesota supervisor, identified in the sourced rows below. For a community of about 1,042, the practical step is to compare APR across at least three lenders before committing. For a bigger market, look to Preston, MN about 9 miles away.

Local context for Harmony

The figures below are Harmony's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: about 1,042, ranked 351st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 0.9% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
• Size percentile: Harmony's 1,042 people outrank roughly 59% of the places in Minnesota.
• Population density: 935 people per square mile on 1.1 square miles of land.
• Land area: Harmony covers 1.1 square miles, the 468th-largest area among Minnesota's 853 places.
• State population share: Harmony accounts for about 0.0% of everyone in Minnesota.
• National standing: Harmony ranks 10,053rd of 19,457 US places.
• Growth rank: Harmony ranks 448th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Harmony's 0.9% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Harmony places 296th among Minnesota's places by people per square mile.
• Against the state median: Harmony runs about 935 residents per square mile, where the Minnesota median is 607.
• Location: latitude 43.5540, longitude -92.0075 (Census Gazetteer).
• Nearest larger cities: Preston (9 mi); Cresco (14 mi); Spring Grove (19 mi); Decorah (21 mi); Spring Valley (21 mi). Living near a larger metro rarely changes what is available in Harmony.
• Smaller towns nearby: Canton (4 mi); Lanesboro (11 mi); Mabel (12 mi).
• Within a 50-mile radius: 79 smaller Census places.
• Larger places within 100 miles: 165.

Land, water and location for Harmony

Harmony's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. That land carries about 935 people per square mile. Minneapolis, the largest place in Minnesota, is about 116 miles from Harmony. Counting outward 50 miles, 40 larger communities surround Harmony. Within the same 50 miles lie 79 smaller Census places.

How lenders reach Harmony

At roughly 935 people per square mile, Harmony is moderately settled; 40 larger places lie within 50 miles. A Minnesota licence lets a lender serve Harmony without a local office, so branch density does not change what its 1,042 residents are offered. The nearest larger city, Preston, MN about 9 miles away.

Harmony's place among Minnesota's 853 places

Harmony is the 351st-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Harmony stands 448th among Minnesota's 853 places — roughly the 47th percentile. By density, at about 935 people per square mile, it ranks 296th in Minnesota. The population moved by about 9 people between 2020 and 2023, a 0.9% shift.

What shapes a Harmony personal loan

Harmony is a small community of about 1,042 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Harmony can be quoted different APRs on the same amount and term. The term you choose in Harmony decides the split between a comfortable payment and the total interest you pay.

Minnesota rules behind a Harmony personal loan

These are Minnesota's sourced lending facts as they reach Harmony's 1,042 residents; the state has no city-level rate rule.