Personal loans in Wamsutter, WY

If you are weighing a personal loan in Wamsutter, start from the payment you can carry; its 197 residents face the same statewide rules. The Census counts 197 people in Wamsutter, the 79th-largest figure among Wyoming's 99 places. Population in Wamsutter dropped about 3.0% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Wamsutter's 197 residents are no exception. The nearest larger city is Rawlins, WY about 40 miles away.

Borrowing in Wamsutter: the local picture

The figures below are Wamsutter's own — Census population, land area and coordinates — followed by the Wyoming rules.

• Population: a Census-estimated 197, 79th among Wyoming's 99 places (Vintage 2023).
• Population trend: About 3.0% below the 2020 Census base.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: roughly 20% of Wyoming places rank below Wamsutter.
• Land and density: 1.6 square miles of land carry roughly 121 residents per square mile.
• By land area: Wamsutter ranks 50th among Wyoming's 99 places, at 1.6 sq mi.
• Within Wyoming: about 0.0% of the state's population lives in Wamsutter.
• National standing: Wamsutter ranks 16,544th of 19,457 US places.
• Growth in Wyoming: Wamsutter stands 93rd by percentage change from 2020 to 2023, among 99 places.
• Versus Wyoming: the state average change is +1.7%, while Wamsutter moved 3.0%.
• Density rank: Wamsutter places 89th among Wyoming's places by people per square mile.
• Against the state median: Wamsutter runs about 121 residents per square mile, where the Wyoming median is 699.
• Location: the Census Gazetteer records it at 41.6680, -107.9791.
• Nearest larger cities: Rawlins (40 mi); Sinclair (45 mi); Baggs (47 mi); Saratoga (62 mi); Rock Springs (64 mi). Living near a larger metro rarely changes what is available in Wamsutter.
• Nearest smaller towns: Bairoil (45 mi); Dixon (49 mi); Superior (51 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 2 smaller Census places.
• Within 100 miles: 14 places are larger than Wamsutter.

How a Wamsutter personal loan is priced

With roughly 197 residents, Wamsutter is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wamsutter. A longer term lowers the monthly payment on a Wamsutter loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Wamsutter

At roughly 121 people per square mile, Wamsutter is lightly settled; 3 larger places lie within 50 miles. Whether Wamsutter has a local branch or not, a Wyoming-licensed lender can serve its 197 people online on the same terms. For a larger market, the closest option is Rawlins, WY about 40 miles away.

Wyoming rules behind a Wamsutter personal loan

These are Wyoming's sourced lending facts as they reach Wamsutter's 197 residents; the state has no city-level rate rule.

Wamsutter against the rest of Wyoming

Within Wyoming, Wamsutter holds roughly 0.0% of all residents, the 79th-largest share among 99 places. For population change between 2020 and 2023, Wamsutter ranks 93rd of 99 in Wyoming (about the 6th percentile). By density, at about 121 people per square mile, it ranks 89th in Wyoming. The population moved by about 6 people between 2020 and 2023, a 3.0% shift.

Where Wamsutter sits

Wamsutter covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 121 people per square mile. Cheyenne, the largest place in Wyoming, is about 169 miles from Wamsutter. Within 50 miles of Wamsutter there are 3 larger Census places. The 100-mile radius contains 14 larger places.