Personal loans in Dixon, WY
If you are weighing a personal loan in Dixon, start from the payment you can carry; its 73 residents face the same statewide rules. Dixon ranks 93rd of 99 places in Wyoming, with a population near 73.
Dixon gained roughly 1.4% in population across the 2020-to-2023 comparison. When Wyoming caps or restricts a product, lenders either change the terms or withdraw it from Dixon as from the rest of the state. Compare APR, not the interest rate, because the APR folds in most fees on a Dixon loan. Borrowers who want a bigger city can look to Baggs, WY about 6 miles away.
Dixon: the sourced local profile
Set out below is Dixon's local context next to the state-level rules that reach every lender here.
- Population: 73 — Dixon ranks 93rd of 99 communities in Wyoming (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 1.4% across the 2020-to-2023 comparison.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: bigger than about 6% of the places in Wyoming, with 73 residents in Dixon.
- Population density: about 557 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Dixon ranks 98th among Wyoming's 99 places, at 0.1 sq mi.
- State population share: Dixon accounts for about 0.0% of everyone in Wyoming.
- Nationally: Dixon is the 18,595th-largest of 19,457 Census places in the dataset.
- Growth in Wyoming: Dixon stands 41st by percentage change from 2020 to 2023, among 99 places.
- Against the state trend: Dixon's 1.4% change compares with a Wyoming average of +1.7% across its 99 places.
- Density rank: Dixon is the 57th most densely settled place in Wyoming.
- Density in context: Dixon's 557 people per square mile sit against a Wyoming median of 699.
- Location: coordinates 41.0349, -107.5361 (US Census Bureau Gazetteer).
- Nearest larger cities: Baggs (6 mi); Craig (36 mi); Hayden (40 mi); Encampment (40 mi); Saratoga (47 mi). Living near a larger metro rarely changes what is available in Dixon.
- Smaller towns nearby: Riverside (41 mi); Bairoil (83 mi).
- Smaller neighbours: 1 places smaller than Dixon sit within 50 miles.
- At 100 miles: 23 larger Census places fall inside that radius.
Getting a loan in Dixon
With about 557 residents per square mile, Dixon is moderately settled, and 6 larger Census places sit within 50 miles. Whether Dixon has a local branch or not, a Wyoming-licensed lender can serve its 73 people online on the same terms. For a larger market, the closest option is Baggs, WY about 6 miles away.
Wyoming consumer-lending rules applied in Dixon
Wyoming has no separate rate rule for Dixon; the sourced rows below are what reach every lender that serves its 73 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
A practical checklist for Dixon borrowers
Complete these steps first when you borrow in Dixon (73 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Wyoming regulator's licence list.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Dixon as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 73 residents.
The geography behind Dixon
The Census Gazetteer records about 0.1 square miles of land within Dixon, with no significant water area listed. With 73 residents, the land area yields roughly 557 people per square mile. Cheyenne, the largest place in Wyoming, is about 143 miles from Dixon. Dixon has 6 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.
Inside a Dixon personal loan
With roughly 73 residents, Dixon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Dixon's 73 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dixon decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Dixon if my credit is poor?
What loan size can I expect in Dixon?
Do I have to pledge anything to borrow in Dixon?
Does comparing loans in Dixon cost me credit score points?
Nearby places
- Baggs, WY — population 405
- Craig, CO — population 9,049
- Hayden, CO — population 1,919
- Encampment, WY — population 450
- Wamsutter, WY — population 197
- Riverside, WY — population 63
- Rawlins, WY — population 8,032
- Saratoga, WY — population 1,752