Personal loans in Superior, WY
If you are weighing a personal loan in Superior, start from the payment you can carry; its 182 residents face the same statewide rules. If debt is already a strain, a nonprofit credit counsellor can help Superior residents before they take on more. The Census counts 182 people in Superior, the 80th-largest figure among Wyoming's 99 places. When Wyoming caps or restricts a product, lenders either change the terms or withdraw it from Superior as from the rest of the state. From the 2020 Census base to the 2023 estimate, the population declined by about 2.7%. The nearest larger metro is Rock Springs, WY about 17 miles away.
Superior: the sourced local profile
Here is the sourced Census picture for Superior, plus the Wyoming lending rules that apply to a loan taken out here.
- Population: the Census counts 182 residents in Superior (Vintage 2023 subcounty estimate), the 80th-largest figure among Wyoming's 99 places.
- Population trend: Down about 2.7% from the 2020 Census base to the 2023 estimate.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: roughly 19% of Wyoming's places have fewer residents than Superior's 182.
- Land and density: 1.1 square miles of land carry roughly 163 residents per square mile.
- By land area: Superior ranks 58th among Wyoming's 99 places, at 1.1 sq mi.
- Share of state population: Superior's 182 residents are about 0.0% of Wyoming.
- National rank: Superior is the 16,760th most populous of the 19,457 Census places covered here.
- Growth in Wyoming: Superior stands 90th by percentage change from 2020 to 2023, among 99 places.
- Versus Wyoming: the state average change is +1.7%, while Superior moved 2.7%.
- Density rank: Superior places 86th among Wyoming's places by people per square mile.
- Density vs Wyoming: Superior's 163 people per square mile compare with a state median of 699.
- Location: latitude 41.7595, longitude -108.9642 (Census Gazetteer).
- Nearest larger cities: Rock Springs (17 mi); Green River (31 mi); Wamsutter (51 mi); Manila (66 mi); La Barge (72 mi). Online lenders reach Superior no matter how far the nearest branch is.
- Nearest smaller places: Granger (53 mi); Dutch John (62 mi); Opal (70 mi).
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 20.
Superior against the rest of Wyoming
Superior is the 80th-largest of 99 Census places in Wyoming and contains about 0.0% of the state's people. For population change between 2020 and 2023, Superior ranks 90th of 99 in Wyoming (about the 9th percentile). By density, at about 163 people per square mile, it ranks 86th in Wyoming. Between 2020 and 2023 the count changed by roughly 5 residents.
What to do before borrowing in Superior
For Superior's roughly 182 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Wyoming regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Wyoming; what changes is your credit file, not the fact that Superior holds 182 people.
The geography behind Superior
The Census Gazetteer records about 1.1 square miles of land within Superior, with no significant water area listed. That land carries about 163 people per square mile. Cheyenne, the largest place in Wyoming, is about 220 miles from Superior. Counting outward 50 miles, 2 larger communities surround Superior. The 100-mile radius contains 20 larger places.
Wyoming consumer-lending rules applied in Superior
The rows below set out what a licensed lender must follow in Wyoming, and so for Superior's roughly 182 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Getting a loan in Superior
Superior is a lightly settled community of about 182 people, with 2 larger places inside a 50-mile radius. What is available to Superior's 182 borrowers is set by Wyoming licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Rock Springs, WY about 17 miles away.
Common questions
What are my options in Superior if my credit is poor?
What loan size can I expect in Superior?
Do I have to pledge anything to borrow in Superior?
Does comparing loans in Superior cost me credit score points?
Nearby places
- Rock Springs, WY — population 22,954
- Green River, WY — population 11,496
- Dutch John, UT — population 146
- Wamsutter, WY — population 197
- Granger, WY — population 93
- Manila, UT — population 332
- Lander, WY — population 7,615
- Hudson, WY — population 435