Personal loans in Green River, WY
The Census estimates 11,496 residents in Green River, which ranks it 8th of 99 places in Wyoming. A 2020-to-2023 comparison shows Green River down by about 2.9%. A personal loan in Green River is priced from your credit file and income, not from the fact that the city holds 11,496 people. State law, not city hall, decides what a lender may do to Green River's roughly 11,496 residents, and a state regulator supervises it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Green River's 11,496 residents are no exception. For a bigger market, look to Rock Springs, WY about 14 miles away.
What the Census records for Green River
Here is the sourced Census picture for Green River, plus the Wyoming lending rules that apply to a loan taken out here.
- Population: the Census counts 11,496 residents in Green River (Vintage 2023 subcounty estimate), the 8th-largest figure among Wyoming's 99 places.
- Population trend: About 2.9% below the 2020 Census base.
- People gained or lost: about 338 fewer since the 2020 base.
- Size percentile: roughly 92% of Wyoming's places have fewer residents than Green River's 11,496.
- Density: the Census land area of 13.8 sq mi holds about 833 people per square mile.
- Land area: Green River covers 13.8 square miles, the 6th-largest area among Wyoming's 99 places.
- Water area: Green River has 0.30 square miles of water, ranking 2nd of 99 places in Wyoming.
- Within Wyoming: about 2.9% of the state's population lives in Green River.
- National standing: Green River ranks 2,849th of 19,457 US places.
- Growth in Wyoming: Green River stands 91st by percentage change from 2020 to 2023, among 99 places.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Green River's 2.9%.
- Density in Wyoming: Green River ranks 42nd by people per square mile.
- Density vs Wyoming: Green River's 833 people per square mile compare with a state median of 699.
- Location: mapped by the US Census Bureau at 41.5129, -109.4708.
- Nearest larger cities: Rock Springs (14 mi); Evanston (79 mi). Larger metros often have more branches, but online lenders reach Green River on the same terms.
- Nearest smaller towns: Granger (26 mi); Superior (31 mi); Manila (38 mi).
- Smaller neighbours: 7 places smaller than Green River sit within 50 miles.
- Larger places within 100 miles: 2.
Getting a loan in Green River
Green River is moderately settled, with about 833 people per square mile and 1 larger places within 50 miles. What is available to Green River's 11,496 borrowers is set by Wyoming licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Rock Springs, WY about 14 miles away.
What shapes a Green River personal loan
With roughly 11,496 residents, Green River is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Green River's rank of 8th in Wyoming: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Green River loan but raises total interest, so the smallest payment is not the cheapest loan.
The Green River borrowing checklist
A sensible order of operations for a loan in Green River, home to about 11,496 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Wyoming licence with the regulator listed on this page.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Green River and the rest of Wyoming is not the process but the borrower's own file, among the 11,496 people here.
Green River: area, density and distance
Green River's land area is about 13.8 square miles; a further 0.30 square miles is water. Spread across it are roughly 833 residents per square mile. For the state's biggest city, Cheyenne, the distance is roughly 244 miles. Within 50 miles of Green River there are 1 larger Census places. By land area it ranks 6th of 99 Wyoming places.
Which Wyoming laws govern a loan in Green River
For the roughly 11,496 residents of Green River, the rules below are Wyoming's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Common questions
What are my options in Green River if my credit is poor?
What loan size can I expect in Green River?
Do I have to pledge anything to borrow in Green River?
Does comparing loans in Green River cost me credit score points?
Nearby places
- Rock Springs, WY — population 22,954
- Granger, WY — population 93
- Superior, WY — population 182
- Manila, UT — population 332
- Dutch John, UT — population 146
- Lyman, WY — population 2,189
- Opal, WY — population 65
- Mountain View, WY — population 1,280