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Personal loans in Verona, OH

In Verona, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Verona ranks 714th of 924 places in Ohio, with a population near 394. A larger market lies at Lewisburg, OH about 4 miles away. Verona lost roughly 1.5% of its population across the 2020-to-2023 comparison. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Verona as from the rest of the state. Judge Verona offers on total cost, not on how quickly the money arrives.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Verona: the sourced local profile

Verona is a small community; the notes below cover its population profile and the statewide rules that apply.

How Verona compares across Ohio

Among Ohio's 924 places, Verona sits at 714th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Verona ranks 611th of 924 in Ohio (about the 34th percentile). By density, at about 864 people per square mile, it ranks 665th in Ohio. Between 2020 and 2023 the count changed by roughly 6 residents.

Getting a loan in Verona

At roughly 864 people per square mile, Verona is moderately settled; 152 larger places lie within 50 miles. Lenders licensed in Ohio reach Verona's 394 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lewisburg, OH about 4 miles away.

The state rulebook for Verona

These are Ohio's sourced lending facts as they reach Verona's 394 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."		Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).		Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]		Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Land, water and location for Verona

Verona's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 864 people per square mile. For the state's biggest city, Columbus, the distance is roughly 81 miles. Within 50 miles of Verona there are 152 larger Census places. Within the same 50 miles lie 55 smaller Census places.

What a Verona borrower is actually offered

Verona is a small community of about 394 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Verona's rank of 714th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Verona loan but raises total interest, so the smallest payment is not the cheapest loan.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Verona if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Verona is the same as anywhere in Ohio.
What loan size can I expect in Verona?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Verona?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Verona cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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