Personal loans in Gordon, OH
The Census estimates 238 residents in Gordon, which ranks it 791st of 924 places in Ohio. A personal loan in Gordon is priced from your credit file and income, not from the fact that the city holds 238 people.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Gordon loan. To lend to Gordon's 238 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Gordon down by about 1.2%. The nearest larger city is Verona, OH about 2 miles away.
Gordon by the numbers
Set out below is Gordon's local context next to the state-level rules that reach every lender here.
- Population: about 238 people live here, which puts Gordon 791st of 924 Census places in Ohio (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.2%.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: with 238 residents, Gordon is larger than about 14% of Ohio's Census places.
- Population density: about 1,442 people per square mile (Census land area 0.2 sq mi).
- Land area: Gordon covers 0.2 square miles, the 871st-largest area among Ohio's 924 places.
- State population share: Gordon accounts for about 0.0% of everyone in Ohio.
- Nationally: Gordon is the 15,925th-largest of 19,457 Census places in the dataset.
- Growth rank: Gordon ranks 533rd among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Gordon moved 1.2%.
- Density rank: Gordon is the 389th most densely settled place in Ohio.
- Density vs Ohio: Gordon's 1,442 people per square mile compare with a state median of 1,289.
- Location: the Census Gazetteer records it at 39.9303, -84.5091.
- Nearest larger cities: Verona (2 mi); Pitsburg (4 mi); Arcanum (5 mi); Lewisburg (6 mi); Phillipsburg (6 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Ithaca (2 mi); Potsdam (6 mi); Castine (6 mi).
- Smaller neighbours: 33 places smaller than Gordon sit within 50 miles.
- At 100 miles: 558 larger Census places fall inside that radius.
How Ohio law applies in Gordon
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Gordon lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Gordon: area, density and distance
Gordon's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 238 residents, the land area yields roughly 1,442 people per square mile. Columbus, the largest place in Ohio, is about 81 miles from Gordon. A 50-mile radius around Gordon takes in 172 places that are larger. Within the same 50 miles lie 33 smaller Census places.
What shapes a Gordon personal loan
Gordon is a small community of about 238 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Gordon's rank of 791st in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Gordon loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Gordon sits in Ohio
Within Ohio, Gordon holds roughly 0.0% of all residents, the 791st-largest share among 924 places. On the 2020-to-2023 trend, Gordon stands 533rd among Ohio's 924 places — roughly the 42th percentile. At about 1,442 people per square mile, Gordon is the 389th most densely settled place in Ohio. Within 50 miles sit 33 smaller Census places, alongside the 172 that are larger.
A pre-application checklist for Gordon
Complete these steps first when you borrow in Gordon (238 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Ohio regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Gordon as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 238 residents.
Common questions
What are my options in Gordon if my credit is poor?
What loan size can I expect in Gordon?
Do I have to pledge anything to borrow in Gordon?
Does comparing loans in Gordon cost me credit score points?
Nearby places
- Verona, OH — population 394
- Ithaca, OH — population 85
- Pitsburg, OH — population 380
- Arcanum, OH — population 2,328
- Lewisburg, OH — population 1,726
- Potsdam, OH — population 222
- Phillipsburg, OH — population 494
- Castine, OH — population 107