Personal loans in Gordon, OH

The Census estimates 238 residents in Gordon, which ranks it 791st of 924 places in Ohio. A personal loan in Gordon is priced from your credit file and income, not from the fact that the city holds 238 people.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Gordon loan. To lend to Gordon's 238 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Gordon down by about 1.2%. The nearest larger city is Verona, OH about 2 miles away.

Gordon by the numbers

Set out below is Gordon's local context next to the state-level rules that reach every lender here.

How Ohio law applies in Gordon

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Gordon lender must follow.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16

Gordon: area, density and distance

Gordon's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 238 residents, the land area yields roughly 1,442 people per square mile. Columbus, the largest place in Ohio, is about 81 miles from Gordon. A 50-mile radius around Gordon takes in 172 places that are larger. Within the same 50 miles lie 33 smaller Census places.

What shapes a Gordon personal loan

Gordon is a small community of about 238 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Gordon's rank of 791st in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Gordon loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Gordon sits in Ohio

Within Ohio, Gordon holds roughly 0.0% of all residents, the 791st-largest share among 924 places. On the 2020-to-2023 trend, Gordon stands 533rd among Ohio's 924 places — roughly the 42th percentile. At about 1,442 people per square mile, Gordon is the 389th most densely settled place in Ohio. Within 50 miles sit 33 smaller Census places, alongside the 172 that are larger.

A pre-application checklist for Gordon

Complete these steps first when you borrow in Gordon (238 residents):

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Look the lender up in the Ohio regulator's licence records before you sign.
  5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
  6. Check the disclosure for fees that raise the true cost above the quoted rate.
  7. Test the payment against your current bills before you commit.

In Gordon as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 238 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Gordon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gordon is the same as anywhere in Ohio.
What loan size can I expect in Gordon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Gordon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Gordon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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