Personal loans in Lewisburg, OH
Lewisburg counts about 1,726 people, and what is genuinely local about borrowing here is limited — Ohio law does the governing. At about 1,726 residents, Lewisburg is larger than roughly 54% of the places in Ohio.
Population in Lewisburg dropped about 1.2% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Lewisburg lender. For a bigger market, look to Brookville, OH about 7 miles away. Every figure below is Ohio's own, applied to Lewisburg's 1,726 residents, with the publisher and retrieval date attached.
Lewisburg by the numbers
Here is the sourced Census picture for Lewisburg, plus the Ohio lending rules that apply to a loan taken out here.
- Population: a Census-estimated 1,726, 423rd among Ohio's 924 places (Vintage 2023).
- Population trend: A loss of roughly 1.2% between 2020 and 2023.
- Net change: roughly 21 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 54% of the places in Ohio, with 1,726 residents in Lewisburg.
- Density: the Census land area of 1.1 sq mi holds about 1,591 people per square mile.
- Land area: Lewisburg covers 1.1 square miles, the 501st-largest area among Ohio's 924 places.
- Share of state population: Lewisburg's 1,726 residents are about 0.0% of Ohio.
- National standing: Lewisburg ranks 8,179th of 19,457 US places.
- Growth rank: Lewisburg ranks 521st among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Lewisburg's 1.2%.
- Density rank: Lewisburg places 320th among Ohio's places by people per square mile.
- Density in context: Lewisburg's 1,591 people per square mile sit against a Ohio median of 1,289.
- Location: 39.8506, -84.5435 (Census Gazetteer coordinates).
- Nearest larger cities: Brookville (7 mi); Eaton (8 mi); Arcanum (10 mi); New Lebanon (11 mi); Clayton (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Verona (4 mi); West Manchester (6 mi); Gordon (6 mi).
- Smaller neighbours: 108 places smaller than Lewisburg sit within 50 miles.
- Within 100 miles: 292 places are larger than Lewisburg.
The state rulebook for Lewisburg
These are Ohio's sourced lending facts as they reach Lewisburg's 1,726 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
What is available to Lewisburg borrowers
Lewisburg is a moderately settled community of about 1,726 people, with 108 larger places inside a 50-mile radius. Distance to a branch rarely matters for Lewisburg's 1,726 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Brookville, OH about 7 miles away.
Lewisburg on the map
The Census Gazetteer records about 1.1 square miles of land within Lewisburg, with no significant water area listed. With 1,726 residents, the land area yields roughly 1,591 people per square mile. Columbus, the largest place in Ohio, is about 83 miles from Lewisburg. Within 50 miles of Lewisburg there are 108 larger Census places. The 100-mile radius contains 292 larger places.
What shapes a Lewisburg personal loan
Lewisburg is a small community of about 1,726 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Lewisburg can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Lewisburg loan is knowable in advance — unlike a revolving card balance.
A practical checklist for Lewisburg borrowers
These steps shape the offer you get in Lewisburg, a place of about 1,726 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Ohio regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Lewisburg and the rest of Ohio is not the process but the borrower's own file, among the 1,726 people here.
Common questions
What are my options in Lewisburg if my credit is poor?
What loan size can I expect in Lewisburg?
Do I have to pledge anything to borrow in Lewisburg?
Does comparing loans in Lewisburg cost me credit score points?
Nearby places
- Verona, OH — population 394
- Gordon, OH — population 238
- Ithaca, OH — population 85
- West Manchester, OH — population 410
- West Alexandria, OH — population 1,306
- Castine, OH — population 107
- Brookville, OH — population 5,918
- Eaton, OH — population 8,301