Personal loans in Pitsburg, OH
Population in Pitsburg dropped about 1.3% over the three years from 2020 to 2023. The roughly 380 people who live in Pitsburg borrow under Ohio rules; city hall sets no personal-loan rate.
Pitsburg ranks 722nd of 924 places in Ohio, with a population near 380. For a bigger market, look to Arcanum, OH about 4 miles away. Every figure below is Ohio's own, applied to Pitsburg's 380 residents, with the publisher and retrieval date attached. Price two or three terms so you can see which payment is truly affordable in Pitsburg.
The Pitsburg data picture
What follows is Pitsburg's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: a Census-estimated 380, 722nd among Ohio's 924 places (Vintage 2023).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: bigger than about 22% of the places in Ohio, with 380 residents in Pitsburg.
- Density: the Census land area of 0.2 sq mi holds about 2,249 people per square mile.
- Land area: Pitsburg covers 0.2 square miles, the 865th-largest area among Ohio's 924 places.
- State share: roughly 0.0% of Ohio's residents live in Pitsburg (380 people).
- National standing: Pitsburg ranks 14,288th of 19,457 US places.
- Growth rank: Pitsburg's 2020-to-2023 change ranks 551st of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Pitsburg's 1.3%.
- Density rank: Pitsburg is the 149th most densely settled place in Ohio.
- Density vs Ohio: Pitsburg's 2,249 people per square mile compare with a state median of 1,289.
- Location: 39.9872 / -84.4878, per the US Census Bureau Gazetteer.
- Nearest larger cities: Arcanum (4 mi); Laura (4 mi); Verona (6 mi); Phillipsburg (7 mi); Pleasant Hill (9 mi). Living near a larger metro rarely changes what is available in Pitsburg.
- Nearest smaller places: Gordon (4 mi); Potsdam (4 mi); Ithaca (5 mi).
- Smaller neighbours: 52 places smaller than Pitsburg sit within 50 miles.
- Within 100 miles: 507 places are larger than Pitsburg.
Pitsburg against the rest of Ohio
Against Ohio's other places, Pitsburg accounts for about 0.0% of the state's population and ranks 722nd of 924 by size. Its 2020-to-2023 change ranks 551st of 924 Ohio places, putting it near the 40th percentile for growth. By density, at about 2,249 people per square mile, it ranks 149th in Ohio. Between 2020 and 2023 the count changed by roughly 5 residents.
The state rulebook for Pitsburg
These are Ohio's sourced lending facts as they reach Pitsburg's 380 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
How a Pitsburg personal loan is priced
With roughly 380 residents, Pitsburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Pitsburg's rank of 722nd in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Pitsburg loan but raises total interest, so the smallest payment is not the cheapest loan.
What to do before borrowing in Pitsburg
A sensible order of operations for a loan in Pitsburg, home to about 380 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Ohio licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Ohio; what changes is your credit file, not the fact that Pitsburg holds 380 people.
Borrowing reach in Pitsburg
Pitsburg is a fairly dense community of about 380 people, with 141 larger places inside a 50-mile radius. A Ohio licence lets a lender serve Pitsburg without a local office, so branch density does not change what its 380 residents are offered. For a larger market, the closest option is Arcanum, OH about 4 miles away.
Common questions
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Nearby places
- Gordon, OH — population 238
- Arcanum, OH — population 2,328
- Potsdam, OH — population 222
- Laura, OH — population 409
- Ithaca, OH — population 85
- Verona, OH — population 394
- Phillipsburg, OH — population 494
- Gettysburg, OH — population 461