Personal loans in Tarlton, OH
For a borrower among the roughly 264 residents of Tarlton, a personal loan is a tool whose cost turns on the terms, not the address. The Census estimates 264 residents in Tarlton, which ranks it 777th of 924 places in Ohio.
The nearest larger metro is Stoutsville, OH about 4 miles away. Population in Tarlton climbed about 3.9% over the three years from 2020 to 2023. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Tarlton's 264 residents. Compare APR, not the interest rate, because the APR folds in most fees on a Tarlton loan.
Tarlton: population, trend and location
Tarlton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 264 residents in Tarlton (Vintage 2023 subcounty estimate), the 777th-largest figure among Ohio's 924 places.
- Population trend: Up about 3.9% from the 2020 Census base to the 2023 estimate.
- Absolute change: 10 residents added between 2020 and 2023.
- Size percentile: Tarlton's 264 people outrank roughly 16% of the places in Ohio.
- Population density: about 688 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Tarlton covers 0.4 square miles, the 733rd-largest area among Ohio's 924 places.
- State population share: Tarlton accounts for about 0.0% of everyone in Ohio.
- Nationally: Tarlton is the 15,572nd-largest of 19,457 Census places in the dataset.
- Growth rank: Tarlton ranks 46th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Tarlton moved 3.9%.
- Density rank: Tarlton is the 748th most densely settled place in Ohio.
- Against the state median: Tarlton runs about 688 residents per square mile, where the Ohio median is 1,289.
- Location: 39.5543 / -82.7781, per the US Census Bureau Gazetteer.
- Nearest larger cities: Stoutsville (4 mi); Laurelville (6 mi); Adelphi (6 mi); Amanda (7 mi); Circleville (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Darbyville (20 mi); Lockbourne (21 mi); West Rushville (23 mi).
- Within a 50-mile radius: 18 smaller Census places.
- At 100 miles: 463 larger Census places fall inside that radius.
Getting a loan in Tarlton
Tarlton is a moderately settled community of about 264 people, with 110 larger places inside a 50-mile radius. A Ohio licence lets a lender serve Tarlton without a local office, so branch density does not change what its 264 residents are offered. The nearest larger city, Stoutsville, OH about 4 miles away.
Tarlton against the rest of Ohio
Set beside Ohio's 924 places, Tarlton ranks 777th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 46th of 924 Ohio places, putting it near the 95th percentile for growth. Its roughly 688 residents per square mile place it 748th among Ohio's places. Within 50 miles sit 18 smaller Census places, alongside the 110 that are larger.
How Ohio law applies in Tarlton
Read the table as a lender's compliance picture for Tarlton: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
The anatomy of a Tarlton personal loan
Tarlton is a small community of about 264 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Tarlton. Shortening the term on a Tarlton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
A practical checklist for Tarlton borrowers
These steps shape the offer you get in Tarlton, a place of about 264 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Tarlton and the rest of Ohio is not the process but the borrower's own file, among the 264 people here.
Common questions
What are my options in Tarlton if my credit is poor?
What loan size can I expect in Tarlton?
Do I have to pledge anything to borrow in Tarlton?
Does comparing loans in Tarlton cost me credit score points?
Nearby places
- Stoutsville, OH — population 577
- Laurelville, OH — population 498
- Adelphi, OH — population 316
- Amanda, OH — population 680
- Kingston, OH — population 1,244
- Circleville, OH — population 14,452
- Lancaster, OH — population 41,422
- Sugar Grove, OH — population 425