Personal loans in Stoutsville, OH
Stoutsville is a small community in Ohio, with an estimated 577 residents, and every licensed lender here follows the same state rulebook.
For a community of about 577, the practical step is to compare APR across at least three lenders before committing. An estimated 577 people make their home in Stoutsville, a figure that ranks 634th in Ohio. Which products a lender may offer to Stoutsville's 577 residents follows from the Ohio consumer-lending framework. Census figures put the 2020-to-2023 decrease in Stoutsville at about 0.2%. Borrowers who want a bigger city can look to Amanda, OH about 5 miles away.
Borrowing in Stoutsville: the local picture
What follows is Stoutsville's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: 577 people, a figure that places Stoutsville 634th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.2% between 2020 and 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: with 577 residents, Stoutsville is larger than about 31% of Ohio's Census places.
- Density: roughly 499 residents per square mile, spread over 1.2 sq mi of land.
- By land area: Stoutsville ranks 488th among Ohio's 924 places, at 1.2 sq mi.
- State population share: Stoutsville accounts for about 0.0% of everyone in Ohio.
- National rank: Stoutsville is the 12,600th most populous of the 19,457 Census places covered here.
- Growth rank: Stoutsville ranks 288th among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Stoutsville's 0.2% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Stoutsville places 808th among Ohio's places by people per square mile.
- Against the state median: Stoutsville runs about 499 residents per square mile, where the Ohio median is 1,289.
- Location: 39.6050 / -82.8234, per the US Census Bureau Gazetteer.
- Nearest larger cities: Amanda (5 mi); Circleville (6 mi); Kingston (10 mi); Ashville (11 mi); South Bloomfield (12 mi). Larger metros often have more branches, but online lenders reach Stoutsville on the same terms.
- Smaller places nearby: Tarlton (4 mi); Laurelville (10 mi); Adelphi (11 mi).
- Within a 50-mile radius: 42 smaller Census places.
- At 100 miles: 373 larger Census places fall inside that radius.
How lenders reach Stoutsville
At roughly 499 people per square mile, Stoutsville is lightly settled; 87 larger places lie within 50 miles. What is available to Stoutsville's 577 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest larger city, Amanda, OH about 5 miles away.
The geography behind Stoutsville
Stoutsville covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 499 people per square mile. The state's population centre of gravity, Columbus, is roughly 28 miles away. Counting outward 50 miles, 87 larger communities surround Stoutsville. The 100-mile radius contains 373 larger places.
What shapes a Stoutsville personal loan
With roughly 577 residents, Stoutsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Stoutsville can be quoted different APRs on the same amount and term. The term you choose in Stoutsville decides the split between a comfortable payment and the total interest you pay.
Stoutsville in state context
Among Ohio's 924 places, Stoutsville sits at 634th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Stoutsville stands 288th among Ohio's 924 places — roughly the 69th percentile. By density, at about 499 people per square mile, it ranks 808th in Ohio. The population moved by about 1 people between 2020 and 2023, a 0.2% shift.
Ohio consumer-lending rules applied in Stoutsville
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Stoutsville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Tarlton, OH — population 264
- Amanda, OH — population 680
- Circleville, OH — population 14,452
- Laurelville, OH — population 498
- Kingston, OH — population 1,244
- Adelphi, OH — population 316
- Ashville, OH — population 4,760
- South Bloomfield, OH — population 2,660