Personal loans in Adelphi, OH

A 2020-to-2023 comparison shows Adelphi down by about 0.6%. Begin with the payment, then weigh APR and total interest across the lenders that reach Adelphi's 316 residents. For a bigger market, look to Laurelville, OH about 1 miles away. To lend to Adelphi's 316 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it.

Adelphi by the numbers

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

• Population: a Census-estimated 316, 743rd among Ohio's 924 places (Vintage 2023).
• Population trend: Lower by roughly 0.6% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: Adelphi sits ahead of around 20% of Ohio places, at 316 people.
• Population density: about 1,153 people per square mile (Census land area 0.3 sq mi).
• Land area: Adelphi covers 0.3 square miles, the 794th-largest area among Ohio's 924 places.
• State population share: Adelphi accounts for about 0.0% of everyone in Ohio.
• National standing: Adelphi ranks 14,923rd of 19,457 US places.
• Growth rank: Adelphi's 2020-to-2023 change ranks 379th of 924 places in Ohio.
• Against the state trend: Adelphi's 0.6% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Adelphi ranks 532nd by people per square mile.
• Density in context: Adelphi's 1,153 people per square mile sit against a Ohio median of 1,289.
• Location: the Census Gazetteer records it at 39.4645, -82.7461.
• Nearest larger cities: Laurelville (1 mi); Kingston (9 mi); Stoutsville (11 mi); Amanda (13 mi); Circleville (14 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Tarlton (6 mi); Zaleski (23 mi); Darbyville (25 mi).
• Smaller neighbours: 26 places smaller than Adelphi sit within 50 miles.
• Within 100 miles: 425 places are larger than Adelphi.

Ohio consumer-lending rules applied in Adelphi

For the roughly 316 residents of Adelphi, the rules below are Ohio's own; each row carries its publisher and retrieval date.

The geography behind Adelphi

Adelphi's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,153 people per square mile. Columbus, the largest place in Ohio, is about 38 miles from Adelphi. Counting outward 50 miles, 102 larger communities surround Adelphi. By land area it ranks 794th of 924 Ohio places.

Before you apply in Adelphi

For Adelphi's roughly 316 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Ohio regulator's licence list.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Ohio; what changes is your credit file, not the fact that Adelphi holds 316 people.

Borrowing reach in Adelphi

Adelphi is moderately settled, with about 1,153 people per square mile and 102 larger places within 50 miles. Distance to a branch rarely matters for Adelphi's 316 residents: the application is online and the price follows your credit file. The nearest bigger place is Laurelville, OH about 1 miles away.

Inside a Adelphi personal loan

With roughly 316 residents, Adelphi is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Adelphi can be quoted different APRs on the same amount and term. The term you choose in Adelphi decides the split between a comfortable payment and the total interest you pay.