Personal loans in Laurelville, OH
In Laurelville, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. An estimated 498 people make their home in Laurelville, a figure that ranks 669th in Ohio.
The nearest larger metro is Kingston, OH about 9 miles away. Laurelville lost roughly 2.7% of its population across the 2020-to-2023 comparison. Rate ceilings, licensing requirements and product limits for Laurelville are all set at the Ohio level. Work out your debt-to-income ratio first; lenders weigh it heavily, and Laurelville's 498 residents are no exception.
The Laurelville data picture
Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.
- Population: 498 people, a figure that places Laurelville 669th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.7% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 14 fewer since the 2020 base.
- Size percentile: with 498 residents, Laurelville is larger than about 28% of Ohio's Census places.
- Land and density: 0.2 square miles of land carry roughly 2,360 residents per square mile.
- Land area: Laurelville covers 0.2 square miles, the 847th-largest area among Ohio's 924 places.
- Share of Ohio: Laurelville holds about 0.0% of the state's population, some 498 people.
- National rank: Laurelville is 13,185th of 19,457 places nationwide.
- Growth rank: Laurelville ranks 851st among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Laurelville's 2.7% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Laurelville is the 135th most densely settled place in Ohio.
- Density vs Ohio: Laurelville's 2,360 people per square mile compare with a state median of 1,289.
- Location: 39.4739, -82.7364 (Census Gazetteer coordinates).
- Nearest larger cities: Kingston (9 mi); Stoutsville (10 mi); Amanda (12 mi); Circleville (14 mi); Chillicothe (17 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Adelphi (1 mi); Tarlton (6 mi); Sugar Grove (15 mi).
- Within a 50-mile radius: 38 smaller Census places.
- Within 100 miles: 370 places are larger than Laurelville.
Laurelville's place among Ohio's 924 places
Among Ohio's 924 places, Laurelville sits at 669th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Laurelville stands 851st among Ohio's 924 places — roughly the 8th percentile. At about 2,360 people per square mile, Laurelville is the 135th most densely settled place in Ohio. The population moved by about 14 people between 2020 and 2023, a 2.7% shift.
What Ohio law requires in Laurelville
These are Ohio's sourced lending facts as they reach Laurelville's 498 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
The anatomy of a Laurelville personal loan
With roughly 498 residents, Laurelville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Laurelville can be quoted different APRs on the same amount and term. The term you choose in Laurelville decides the split between a comfortable payment and the total interest you pay.
Lender access in Laurelville
At roughly 2,360 people per square mile, Laurelville is fairly dense; 89 larger places lie within 50 miles. Lenders licensed in Ohio reach Laurelville's 498 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Kingston, OH about 9 miles away.
Laurelville on the map
Laurelville's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 498 residents, the land area yields roughly 2,360 people per square mile. Columbus, the largest place in Ohio, is about 38 miles from Laurelville. Within 50 miles of Laurelville there are 89 larger Census places. The 100-mile radius contains 370 larger places.
Common questions
What are my options in Laurelville if my credit is poor?
What loan size can I expect in Laurelville?
Do I have to pledge anything to borrow in Laurelville?
Does comparing loans in Laurelville cost me credit score points?
Nearby places
- Adelphi, OH — population 316
- Tarlton, OH — population 264
- Stoutsville, OH — population 577
- Kingston, OH — population 1,244
- Amanda, OH — population 680
- Circleville, OH — population 14,452
- Sugar Grove, OH — population 425
- Lancaster, OH — population 41,422