Personal loans in Stewartville, MN

Compare APR, not the interest rate, because the APR folds in most fees on a Stewartville loan. The trend for Stewartville between 2020 and 2023 is upward by roughly 3.2%. To lend to Stewartville's 6,904 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The next larger city is Rochester, MN about 11 miles away.

Local context for Stewartville

What follows is Stewartville's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: 6,904 residents; Stewartville is the 131st-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 3.2% from 2020 to 2023.
• Absolute change: 216 residents added between 2020 and 2023.
• Size percentile: about 85% of Minnesota's Census places are smaller than Stewartville.
• Density: the Census land area of 3.4 sq mi holds about 2,055 people per square mile.
• By land area: Stewartville ranks 227th among Minnesota's 853 places, at 3.4 sq mi.
• State population share: Stewartville accounts for about 0.1% of everyone in Minnesota.
• National rank: Stewartville is 4,023rd of 19,457 places nationwide.
• Growth in Minnesota: Stewartville stands 112th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Stewartville's 3.2%.
• Density rank: Stewartville is the 73rd most densely settled place in Minnesota.
• Against the state median: Stewartville runs about 2,055 residents per square mile, where the Minnesota median is 607.
• Location: the Census Gazetteer records it at 43.8608, -92.4900.
• Nearest larger cities: Rochester (11 mi); Kasson (18 mi); Austin (28 mi); Owatonna (40 mi); Winona (43 mi). Online lenders reach Stewartville no matter how far the nearest branch is.
• Smaller communities close by: Racine (6 mi); Grand Meadow (11 mi); Spring Valley (13 mi), each with its own Census population profile.
• Smaller places within 50 miles: 103 of them.
• Larger places within 100 miles: 101.

The Minnesota lending rules that reach Stewartville

The rows below set out what a licensed lender must follow in Minnesota, and so for Stewartville's roughly 6,904 residents.

Land, water and location for Stewartville

Stewartville covers about 3.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 2,055 people per square mile. Minneapolis, the largest place in Minnesota, is about 85 miles from Stewartville. Stewartville has 7 larger places within a 50-mile radius. Within the same 50 miles lie 103 smaller Census places.

How lenders reach Stewartville

With about 2,055 residents per square mile, Stewartville is fairly dense, and 7 larger Census places sit within 50 miles. Whether Stewartville has a local branch or not, a Minnesota-licensed lender can serve its 6,904 people online on the same terms. The nearest bigger place is Rochester, MN about 11 miles away.

What a Stewartville borrower is actually offered

A Stewartville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,904 residents. Because pricing is borrower-level, two people in Stewartville can be quoted different APRs on the same amount and term. Shortening the term on a Stewartville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Stewartville's place among Minnesota's 853 places

Against Minnesota's other places, Stewartville accounts for about 0.1% of the state's population and ranks 131st of 853 by size. On the 2020-to-2023 trend, Stewartville stands 112th among Minnesota's 853 places — roughly the 87th percentile. Its roughly 2,055 residents per square mile place it 73rd among Minnesota's places. The population moved by about 216 people between 2020 and 2023, a 3.2% shift.