Personal loans in Byron, MN

Local context for Byron

The figures below are Byron's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: about 6,803, ranked 132nd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 7.7% more residents than the 2020 Census counted.
• Net change: roughly 485 more people than the 2020 Census counted.
• Size percentile: roughly 85% of Minnesota's places have fewer residents than Byron's 6,803.
• Population density: about 2,184 people per square mile across 3.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Byron covers 3.1 square miles, the 243rd-largest area among Minnesota's 853 places.
• Share of Minnesota: Byron holds about 0.1% of the state's population, some 6,803 people.
• Nationally: Byron is the 4,056th-largest of 19,457 Census places in the dataset.
• Growth rank: Byron ranks 38th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Byron's 7.7%.
• Density rank: Byron places 60th among Minnesota's places by people per square mile.
• Density vs Minnesota: Byron's 2,184 people per square mile compare with a state median of 607.
• Location: coordinates 44.0381, -92.6411 (US Census Bureau Gazetteer).
• Nearest larger cities: Kasson (5 mi); Rochester (8 mi); Stewartville (14 mi); Owatonna (30 mi); Austin (30 mi). Living near a larger metro rarely changes what is available in Byron.
• Smaller places nearby: Mantorville (6 mi); Oronoco (10 mi); Dodge Center (11 mi).
• Within a 50-mile radius: 103 smaller Census places.
• At 100 miles: 116 larger Census places fall inside that radius.

How Byron compares across Minnesota

Set beside Minnesota's 853 places, Byron ranks 132nd by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 38th of 853 Minnesota places, putting it near the 96th percentile for growth. Its roughly 2,184 residents per square mile place it 60th among Minnesota's places. The population moved by about 485 people between 2020 and 2023, a 7.7% shift.

Borrowing reach in Byron

Byron is fairly dense, with about 2,184 people per square mile and 12 larger places within 50 miles. What is available to Byron's 6,803 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Kasson, MN about 5 miles away.

Which Minnesota laws govern a loan in Byron

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Byron lender must follow.

A pre-application checklist for Byron

These steps shape the offer you get in Byron, a place of about 6,803 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Byron and the rest of Minnesota is not the process but the borrower's own file, among the 6,803 people here.

Byron on the map

The Census Gazetteer records about 3.1 square miles of land within Byron, with no significant water area listed. Spread across it are roughly 2,184 residents per square mile. Minneapolis, the largest place in Minnesota, is about 71 miles from Byron. A 50-mile radius around Byron takes in 12 places that are larger. The 100-mile radius contains 116 larger places.