Personal loans in Dexter, MN

A lender that serves Dexter operates under Minnesota lending statutes and a Minnesota supervisor. With an estimated 318 residents, Dexter is the 579th-largest of 853 places in Minnesota. Use the calculator on this page to price an amount and term before you commit in Dexter. Dexter lost roughly 0.9% of its population across the 2020-to-2023 comparison. The closest larger city is Grand Meadow, MN about 7 miles away.

Dexter by the numbers

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: the Census counts 318 residents in Dexter (Vintage 2023 subcounty estimate), the 579th-largest figure among Minnesota's 853 places.
• Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: bigger than about 32% of the places in Minnesota, with 318 residents in Dexter.
• Population density: about 226 people per square mile (Census land area 1.4 sq mi).
• Land area rank: Dexter's 1.4 square miles rank 413th of 853 places in Minnesota.
• Share of state population: Dexter's 318 residents are about 0.0% of Minnesota.
• Nationally: Dexter is the 14,901st-largest of 19,457 Census places in the dataset.
• Growth rank: Dexter's 2020-to-2023 change ranks 462nd of 853 places in Minnesota.
• Versus Minnesota: the state average change is +0.1%, while Dexter moved 0.9%.
• Density rank: Dexter places 660th among Minnesota's places by people per square mile.
• Density vs Minnesota: Dexter's 226 people per square mile compare with a state median of 607.
• Location: latitude 43.7194, longitude -92.7017 (Census Gazetteer).
• Nearest larger cities: Grand Meadow (7 mi); Brownsdale (8 mi); Rose Creek (10 mi); Adams (11 mi); Racine (12 mi). Lenders licensed in the state serve Dexter whether or not they keep a local branch.
• Smaller places nearby: Elkton (4 mi); Sargeant (8 mi); Waltham (11 mi).
• Smaller neighbours: 45 places smaller than Dexter sit within 50 miles.
• At 100 miles: 385 larger Census places fall inside that radius.

What a Dexter borrower is actually offered

A Dexter personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 318 residents. Federal Truth in Lending rules require a Dexter lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Dexter loan but raises total interest, so the smallest payment is not the cheapest loan.

Dexter's place among Minnesota's 853 places

Against Minnesota's other places, Dexter accounts for about 0.0% of the state's population and ranks 579th of 853 by size. On the 2020-to-2023 trend, Dexter stands 462nd among Minnesota's 853 places — roughly the 46th percentile. At about 226 people per square mile, Dexter is the 660th most densely settled place in Minnesota. The population moved by about 3 people between 2020 and 2023, a 0.9% shift.

A pre-application checklist for Dexter

These steps shape the offer you get in Dexter, a place of about 318 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Dexter as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 318 residents.

Getting a loan in Dexter

With about 226 residents per square mile, Dexter is lightly settled, and 71 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dexter's 318 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Grand Meadow, MN about 7 miles away.

What Minnesota law requires in Dexter

This table holds the Minnesota rate and licensing rules for consumer loans made to Dexter's 318 residents.