Personal loans in Ostrander, MN

From the 2020 Census base to the 2023 estimate, the population declined by about 1.7%. For a community of about 225, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Spring Valley, MN about 5 miles away. Every figure below is Minnesota's own, applied to Ostrander's 225 residents, with the publisher and retrieval date attached.

Local context for Ostrander

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: 225 — Ostrander ranks 626th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.7% from 2020 to 2023.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: with 225 residents, Ostrander is larger than about 27% of Minnesota's Census places.
• Population density: about 474 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Ostrander covers 0.5 square miles, the 706th-largest area among Minnesota's 853 places.
• Within Minnesota: about 0.0% of the state's population lives in Ostrander.
• National rank: Ostrander is the 16,098th most populous of the 19,457 Census places covered here.
• Growth in Minnesota: Ostrander stands 589th by percentage change from 2020 to 2023, among 853 places.
• Against the state trend: Ostrander's 1.7% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Ostrander places 499th among Minnesota's places by people per square mile.
• Density in context: Ostrander's 474 people per square mile sit against a Minnesota median of 607.
• Location: 43.6137 / -92.4263, per the US Census Bureau Gazetteer.
• Nearest larger cities: Spring Valley (5 mi); Le Roy (8 mi); Grand Meadow (10 mi); Wykoff (10 mi); Racine (12 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Chester (9 mi); Taopi (11 mi); Elkton (14 mi) — useful context for the surrounding area.
• Smaller neighbours: 27 places smaller than Ostrander sit within 50 miles.
• Larger places within 100 miles: 381.

What Minnesota law requires in Ostrander

These are Minnesota's sourced lending facts as they reach Ostrander's 225 residents; the state has no city-level rate rule.

Borrowing reach in Ostrander

At roughly 474 people per square mile, Ostrander is lightly settled; 86 larger places lie within 50 miles. Whether Ostrander has a local branch or not, a Minnesota-licensed lender can serve its 225 people online on the same terms. The nearest bigger place is Spring Valley, MN about 5 miles away.

The geography behind Ostrander

Ostrander's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 225 residents, the land area yields roughly 474 people per square mile. Minneapolis, the largest place in Minnesota, is about 102 miles from Ostrander. Ostrander has 86 larger places within a 50-mile radius. The 100-mile radius contains 381 larger places.

How Ostrander compares across Minnesota

Within Minnesota, Ostrander holds roughly 0.0% of all residents, the 626th-largest share among 853 places. On the 2020-to-2023 trend, Ostrander stands 589th among Minnesota's 853 places — roughly the 31th percentile. Its roughly 474 residents per square mile place it 499th among Minnesota's places. By land area, its 0.5 square miles rank 706th of 853 places in Minnesota.

The anatomy of a Ostrander personal loan

In Ostrander, a small community of about 225, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Ostrander's rank of 626th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Ostrander loan is knowable in advance — unlike a revolving card balance.