Personal loans in St. Paul, AK

Census figures put the 2020-to-2023 decrease in St. Paul at about 3.2%. Decide the purpose of the loan and your repayment plan before sharing any details with a St. Paul lender. Every figure below is Alaska's own, applied to St. Paul's 399 residents, with the publisher and retrieval date attached. For a larger market, a St. Paul resident would have to travel more than 120 miles.

What the Census records for St. Paul

Only a few things actually differ by place — population, area, location, and the Alaska rules a lender must follow — and they are below.

• Population: 399 — St. Paul ranks 76th of 149 communities in Alaska (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 3.2% since the 2020 count.
• People gained or lost: about 13 fewer since the 2020 base.
• Size percentile: roughly 49% of Alaska places rank below St. Paul.
• Land and density: 42.6 square miles of land carry roughly 9 residents per square mile.
• Land area rank: St. Paul's 42.6 square miles rank 17th of 149 places in Alaska.
• Water area rank: St. Paul ranks 4th among Alaska's 149 places, with 252.84 sq mi.
• Share of state population: St. Paul's 399 residents are about 0.1% of Alaska.
• National standing: St. Paul ranks 14,115th of 19,457 US places.
• Growth in Alaska: St. Paul stands 51st by percentage change from 2020 to 2023, among 149 places.
• Versus Alaska: the state average change is -3.1%, while St. Paul moved 3.2%.
• Density rank: St. Paul is the 119th most densely settled place in Alaska.
• Density in context: St. Paul's 9 people per square mile sit against a Alaska median of 40.
• Location: it lies at 57.1791, -170.3228 in the Census Gazetteer.
• Smaller communities within reach: St. George (49 mi).
• Smaller neighbours: 1 places smaller than St. Paul sit within 50 miles.
• Larger places within 100 miles: 0.

How a St. Paul personal loan is priced

In St. Paul, a small community of about 399, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a St. Paul loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a St. Paul loan is knowable in advance — unlike a revolving card balance.

The geography behind St. Paul

St. Paul covers about 42.6 square miles of land, with 252.84 square miles of water inside its boundaries (Census Gazetteer). That land carries about 9 people per square mile. The largest place in Alaska, Anchorage, lies about 790 miles away. Counting outward 50 miles, 0 larger communities surround St. Paul. By land area it ranks 17th of 149 Alaska places.

A practical checklist for St. Paul borrowers

For St. Paul's roughly 399 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Alaska regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

What differs between St. Paul and the rest of Alaska is not the process but the borrower's own file, among the 399 people here.

St. Paul against the rest of Alaska

Among Alaska's 149 places, St. Paul sits at 76th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, St. Paul ranks 51st of 149 in Alaska (about the 66th percentile). By density, at about 9 people per square mile, it ranks 119th in Alaska. Between 2020 and 2023 the count changed by roughly 13 residents.

How Alaska law applies in St. Paul

Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a St. Paul lender must follow.