Personal loans in St. George, AK

The Census estimates 61 residents in St. George, which ranks it 140th of 149 places in Alaska. St. George is a small community in Alaska, with an estimated 61 residents, and every licensed lender here follows the same state rulebook. St.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

George lost roughly 3.2% of its population across the 2020-to-2023 comparison. Verify the lender's Alaska licence against the regulator named below before borrowing in St. George. To lend to St. George's 61 residents, a company must hold a Alaska licence, and each sourced row below names the regulator behind it. For a bigger market, look to St. Paul, AK about 49 miles away.

Borrowing in St. George: the local picture

The figures below are St. George's own — Census population, land area and coordinates — followed by the Alaska rules.

How Alaska law applies in St. George

These are Alaska's sourced lending facts as they reach St. George's 61 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorAlaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities)
Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs.		Alaska Legislature — Alaska Statutes § 06.50.900(5)
as of 2026-09-16
Small-loan / installment lender licensingLicense required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required
Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000".		Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040
as of 2026-09-16
Maximum legal interest rate (usury cap)10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt)
Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District".		Alaska Legislature — Alaska Statutes § 45.45.010
as of 2026-09-16

What is available to St. George borrowers

With about 2 residents per square mile, St. George is sparsely settled, and 1 larger Census places sit within 50 miles. Distance to a branch rarely matters for St. George's 61 residents: the application is online and the price follows your credit file. The nearest bigger place is St. Paul, AK about 49 miles away.

A practical checklist for St. George borrowers

These steps shape the offer you get in St. George, a place of about 61 people:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Look the lender up in the Alaska regulator's licence records before you sign.
  5. Test the payment against your current bills before you commit.
  6. Pick the shortest term whose payment you can comfortably afford.
  7. Keep the amount to the expense; an approval is not a reason to take more.

In St. George as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 61 residents.

The geography behind St. George

St. George covers about 34.8 square miles of land, with 147.52 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2 people per square mile. The state's population centre of gravity, Anchorage, is roughly 790 miles away. St. George has 1 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.

St. George's place among Alaska's 149 places

Within Alaska, St. George holds roughly 0.0% of all residents, the 140th-largest share among 149 places. Its 2020-to-2023 change ranks 54th of 149 Alaska places, putting it near the 64th percentile for growth. Its roughly 2 residents per square mile place it 144th among Alaska's places. Between 2020 and 2023 the count changed by roughly 2 residents.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in St. George if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in St. George is the same as anywhere in Alaska.
What loan size can I expect in St. George?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in St. George?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in St. George cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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