Personal loans in Hooper Bay, AK

With roughly 1,308 residents, Hooper Bay is a small community, and the lending rules its borrowers live under are written in Alaska, not by the city. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hooper Bay loan. A single loan can carry different costs on either side of a state line, and Hooper Bay sits on the Alaska side of that line. No larger city sits within 120 miles of Hooper Bay.

The Hooper Bay data picture

Hooper Bay is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 1,308 residents in Hooper Bay (Vintage 2023 subcounty estimate), the 25th-largest figure among Alaska's 149 places.
• Population trend: Lower by roughly 4.8% since the 2020 count.
• Net change: roughly 66 fewer people than the 2020 Census counted.
• Size percentile: roughly 83% of Alaska's places have fewer residents than Hooper Bay's 1,308.
• Population density: about 174 people per square mile (Census land area 7.5 sq mi).
• By land area: Hooper Bay ranks 76th among Alaska's 149 places, at 7.5 sq mi.
• Water area: Hooper Bay has 0.03 square miles of water, ranking 126th of 149 places in Alaska.
• Share of Alaska: Hooper Bay holds about 0.3% of the state's population, some 1,308 people.
• National rank: Hooper Bay is the 9,238th most populous of the 19,457 Census places covered here.
• Growth rank: Hooper Bay ranks 119th among Alaska's 149 places for the 2020-to-2023 change.
• Against the state trend: Hooper Bay's 4.8% change compares with a Alaska average of -3.1% across its 149 places.
• Density in Alaska: Hooper Bay ranks 37th by people per square mile.
• Against the state median: Hooper Bay runs about 174 residents per square mile, where the Alaska median is 40.
• Location: 61.5092 / -166.1115, per the US Census Bureau Gazetteer.
• Smaller places nearby: Chevak (17 mi); Scammon Bay (29 mi); Toksook Bay (76 mi).
• Smaller places within 50 miles: 2 of them.
• At 100 miles: 0 larger Census places fall inside that radius.

Land, water and location for Hooper Bay

Inside Hooper Bay's boundaries lie roughly 7.5 square miles of land and 0.03 square miles of water. The resulting density is about 174 people per square mile. Anchorage, the largest place in Alaska, is about 557 miles from Hooper Bay. Hooper Bay has 0 larger places within a 50-mile radius. Within the same 50 miles lie 2 smaller Census places.

Before you apply in Hooper Bay

For Hooper Bay's roughly 1,308 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Alaska regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Hooper Bay and the rest of Alaska is not the process but the borrower's own file, among the 1,308 people here.

What is available to Hooper Bay borrowers

Hooper Bay is lightly settled, with about 174 people per square mile and 0 larger places within 50 miles. What is available to Hooper Bay's 1,308 borrowers is set by Alaska licensing and your own credit, not by how many branches are nearby.

Which Alaska laws govern a loan in Hooper Bay

Below are the Alaska rules that apply to a loan made in Hooper Bay, each with the regulator that issued it.

Where Hooper Bay sits in Alaska

Among Alaska's 149 places, Hooper Bay sits at 25th for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Hooper Bay ranks 119th of 149 in Alaska (about the 20th percentile). Its roughly 174 residents per square mile place it 37th among Alaska's places. By land area, its 7.5 square miles rank 76th of 149 places in Alaska.