Personal loans in Mekoryuk, AK

A lender that serves Mekoryuk operates under Alaska lending statutes and a Alaska supervisor. An estimated 200 people make their home in Mekoryuk, a figure that ranks 104th in Alaska.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Mekoryuk counts about 200 people, and what is genuinely local about borrowing here is limited — Alaska law does the governing. The 2020 count to the 2023 estimate shows about 2.9% decline in Mekoryuk. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Mekoryuk loan. The closest larger city is Toksook Bay, AK about 41 miles away.

The Mekoryuk data picture

The figures below are Mekoryuk's own — Census population, land area and coordinates — followed by the Alaska rules.

Land, water and location for Mekoryuk

Inside Mekoryuk's boundaries lie roughly 7.1 square miles of land and 0.01 square miles of water. The resulting density is about 28 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 574 miles. Mekoryuk has 2 larger places within a 50-mile radius. By land area it ranks 78th of 149 Alaska places.

Alaska rules behind a Mekoryuk personal loan

When Alaska does not publish a figure, the row links to the source instead of inventing a number; Mekoryuk is bound by the same rules.

RuleDetailSource
State lending regulatorAlaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities)
Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs.
Alaska Legislature — Alaska Statutes § 06.50.900(5)
as of 2026-09-16
Maximum legal interest rate (usury cap)10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt)
Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District".
Alaska Legislature — Alaska Statutes § 45.45.010
as of 2026-09-16
Payday lending statusPermitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term
Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance".
Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460
as of 2026-09-16

Where Mekoryuk sits in Alaska

Against Alaska's other places, Mekoryuk accounts for about 0.0% of the state's population and ranks 104th of 149 by size. Its 2020-to-2023 change ranks 42nd of 149 Alaska places, putting it near the 72th percentile for growth. Its roughly 28 residents per square mile place it 82nd among Alaska's places. By land area, its 7.1 square miles rank 78th of 149 places in Alaska.

What shapes a Mekoryuk personal loan

In Mekoryuk, a small community of about 200, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Mekoryuk loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Mekoryuk loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Mekoryuk

At roughly 28 people per square mile, Mekoryuk is sparsely settled; 2 larger places lie within 50 miles. Distance to a branch rarely matters for Mekoryuk's 200 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Toksook Bay, AK about 41 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mekoryuk if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mekoryuk is the same as anywhere in Alaska.
What loan size can I expect in Mekoryuk?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mekoryuk?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mekoryuk cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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