Personal loans in Mekoryuk, AK
A lender that serves Mekoryuk operates under Alaska lending statutes and a Alaska supervisor. An estimated 200 people make their home in Mekoryuk, a figure that ranks 104th in Alaska.
Mekoryuk counts about 200 people, and what is genuinely local about borrowing here is limited — Alaska law does the governing. The 2020 count to the 2023 estimate shows about 2.9% decline in Mekoryuk. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Mekoryuk loan. The closest larger city is Toksook Bay, AK about 41 miles away.
The Mekoryuk data picture
The figures below are Mekoryuk's own — Census population, land area and coordinates — followed by the Alaska rules.
- Population: about 200 people live here, which puts Mekoryuk 104th of 149 Census places in Alaska (Vintage 2023).
- Population trend: Lower by roughly 2.9% since the 2020 count.
- People gained or lost: about 6 fewer since the 2020 base.
- Size percentile: Mekoryuk's 200 people outrank roughly 30% of the places in Alaska.
- Population density: about 28 people per square mile (Census land area 7.1 sq mi).
- Land area: Mekoryuk covers 7.1 square miles, the 78th-largest area among Alaska's 149 places.
- Water: Mekoryuk holds about 0.01 square miles, the 130th-largest water area in Alaska.
- State population share: Mekoryuk accounts for about 0.0% of everyone in Alaska.
- National rank: Mekoryuk is the 16,499th most populous of the 19,457 Census places covered here.
- Growth in Alaska: Mekoryuk stands 42nd by percentage change from 2020 to 2023, among 149 places.
- Versus Alaska: the state average change is -3.1%, while Mekoryuk moved 2.9%.
- Density rank: Mekoryuk is the 82nd most densely settled place in Alaska.
- Against the state median: Mekoryuk runs about 28 residents per square mile, where the Alaska median is 40.
- Location: 60.3703, -166.2677 (US Census Bureau Gazetteer).
- Nearest larger cities: Toksook Bay (41 mi); Nightmute (49 mi); Chefornak (71 mi); Hooper Bay (79 mi); Chevak (83 mi). Lenders licensed in the state serve Mekoryuk whether or not they keep a local branch.
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 5.
Land, water and location for Mekoryuk
Inside Mekoryuk's boundaries lie roughly 7.1 square miles of land and 0.01 square miles of water. The resulting density is about 28 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 574 miles. Mekoryuk has 2 larger places within a 50-mile radius. By land area it ranks 78th of 149 Alaska places.
Alaska rules behind a Mekoryuk personal loan
When Alaska does not publish a figure, the row links to the source instead of inventing a number; Mekoryuk is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
Where Mekoryuk sits in Alaska
Against Alaska's other places, Mekoryuk accounts for about 0.0% of the state's population and ranks 104th of 149 by size. Its 2020-to-2023 change ranks 42nd of 149 Alaska places, putting it near the 72th percentile for growth. Its roughly 28 residents per square mile place it 82nd among Alaska's places. By land area, its 7.1 square miles rank 78th of 149 places in Alaska.
What shapes a Mekoryuk personal loan
In Mekoryuk, a small community of about 200, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Mekoryuk loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Mekoryuk loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Mekoryuk
At roughly 28 people per square mile, Mekoryuk is sparsely settled; 2 larger places lie within 50 miles. Distance to a branch rarely matters for Mekoryuk's 200 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Toksook Bay, AK about 41 miles away.
Common questions
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Nearby places
- Hooper Bay, AK — population 1,308
- Toksook Bay, AK — population 638
- Chevak, AK — population 908
- Nightmute, AK — population 293
- Scammon Bay, AK — population 578
- Chefornak, AK — population 490
- Nunam Iqua, AK — population 209
- Alakanuk, AK — population 723