Personal loans in Alakanuk, AK
Alakanuk counts about 723 people, and what is genuinely local about borrowing here is limited — Alaska law does the governing. The Census estimates 723 residents in Alakanuk, which ranks it 39th of 149 places in Alaska.
Rate-shopping from Alakanuk costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Alakanuk shed about 4.2% of its population between the 2020 base and the 2023 estimate. A lender that serves Alakanuk operates under Alaska lending statutes and a Alaska supervisor. The nearest larger city is Emmonak, AK about 6 miles away.
Alakanuk: the sourced local profile
Set out below is Alakanuk's local context next to the state-level rules that reach every lender here.
- Population: 723 people, a figure that places Alakanuk 39th among the 149 Census places in Alaska (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 4.2%.
- Absolute change: 32 residents lost between 2020 and 2023.
- Size percentile: about 74% of Alaska communities are smaller than Alakanuk (723 residents).
- Land and density: 32.2 square miles of land carry roughly 22 residents per square mile.
- By land area: Alakanuk ranks 28th among Alaska's 149 places, at 32.2 sq mi.
- Water area rank: Alakanuk ranks 28th among Alaska's 149 places, with 9.60 sq mi.
- Share of state population: Alakanuk's 723 residents are about 0.1% of Alaska.
- National rank: Alakanuk sits 11,636th by population among the 19,457 places in this dataset.
- Growth rank: Alakanuk's 2020-to-2023 change ranks 95th of 149 places in Alaska.
- State comparison: Alaska's places average -3.1% for 2020-to-2023, against Alakanuk's 4.2%.
- Density rank: Alakanuk places 88th among Alaska's places by people per square mile.
- Density vs Alaska: Alakanuk's 22 people per square mile compare with a state median of 40.
- Location: mapped by the US Census Bureau at 62.7110, -164.6497.
- Nearest larger cities: Emmonak (6 mi); Chevak (87 mi); Hooper Bay (96 mi). Living near a larger metro rarely changes what is available in Alakanuk.
- Smaller places nearby: Nunam Iqua (16 mi); Kotlik (41 mi); Mountain Village (53 mi).
- Smaller places within 50 miles: 2 of them.
- At 100 miles: 3 larger Census places fall inside that radius.
How lenders reach Alakanuk
With about 22 residents per square mile, Alakanuk is sparsely settled, and 1 larger Census places sit within 50 miles. Distance to a branch rarely matters for Alakanuk's 723 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Emmonak, AK about 6 miles away.
Where Alakanuk sits in Alaska
Among Alaska's 149 places, Alakanuk sits at 39th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Alakanuk stands 95th among Alaska's 149 places — roughly the 36th percentile. At about 22 people per square mile, Alakanuk is the 88th most densely settled place in Alaska. The population moved by about 32 people between 2020 and 2023, a 4.2% shift.
Inside a Alakanuk personal loan
A Alakanuk personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 723 residents. Two numbers drive a Alakanuk loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Alakanuk loan but raises total interest, so the smallest payment is not the cheapest loan.
Alaska rules behind a Alakanuk personal loan
Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Alakanuk lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Alakanuk: area, density and distance
Alakanuk covers about 32.2 square miles of land, with 9.60 square miles of water inside its boundaries (Census Gazetteer). With 723 residents, the land area yields roughly 22 people per square mile. The state's population centre of gravity, Anchorage, is roughly 509 miles away. A 50-mile radius around Alakanuk takes in 1 places that are larger. By land area it ranks 28th of 149 Alaska places.
Common questions
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Nearby places
- Emmonak, AK — population 787
- Nunam Iqua, AK — population 209
- Mountain Village, AK — population 594
- Kotlik, AK — population 628
- Scammon Bay, AK — population 578
- Chevak, AK — population 908
- St. Mary's, AK — population 577
- Hooper Bay, AK — population 1,308