Personal loans in Nunam Iqua, AK
A single loan can carry different costs on either side of a state line, and Nunam Iqua sits on the Alaska side of that line. By population, Nunam Iqua sits at 99th in Alaska, with an estimated 209 residents.
If you are weighing a personal loan in Nunam Iqua, start from the payment you can carry; its 209 residents face the same statewide rules. A 2020-to-2023 comparison shows Nunam Iqua down by about 4.1%. For a community of about 209, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Alakanuk, AK about 16 miles away.
Borrowing in Nunam Iqua: the local picture
Set out below is Nunam Iqua's local context next to the state-level rules that reach every lender here.
- Population: 209 people, a figure that places Nunam Iqua 99th among the 149 Census places in Alaska (US Census Bureau, Vintage 2023).
- Population trend: Down about 4.1% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
- Size percentile: about 34% of Alaska communities are smaller than Nunam Iqua (209 residents).
- Population density: about 18 people per square mile (Census land area 11.6 sq mi).
- Land area: Nunam Iqua covers 11.6 square miles, the 60th-largest area among Alaska's 149 places.
- Water area rank: Nunam Iqua ranks 37th among Alaska's 149 places, with 6.53 sq mi.
- State population share: Nunam Iqua accounts for about 0.0% of everyone in Alaska.
- Nationally: Nunam Iqua is the 16,344th-largest of 19,457 Census places in the dataset.
- Growth rank: Nunam Iqua's 2020-to-2023 change ranks 86th of 149 places in Alaska.
- Against the state trend: Nunam Iqua's 4.1% change compares with a Alaska average of -3.1% across its 149 places.
- Density rank: Nunam Iqua is the 102nd most densely settled place in Alaska.
- Density in context: Nunam Iqua's 18 people per square mile sit against a Alaska median of 40.
- Location: coordinates 62.5069, -164.9006 (US Census Bureau Gazetteer).
- Nearest larger cities: Alakanuk (16 mi); Emmonak (22 mi); Mountain Village (48 mi); Scammon Bay (51 mi); Kotlik (56 mi). A branch is convenient; it is not what sets your APR.
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 9.
Where Nunam Iqua sits
Inside Nunam Iqua's boundaries lie roughly 11.6 square miles of land and 6.53 square miles of water. The resulting density is about 18 people per square mile. The state's population centre of gravity, Anchorage, is roughly 516 miles away. Counting outward 50 miles, 3 larger communities surround Nunam Iqua. Within the same 50 miles lie 0 smaller Census places.
How lenders reach Nunam Iqua
Nunam Iqua is a sparsely settled community of about 209 people, with 3 larger places inside a 50-mile radius. Whether Nunam Iqua has a local branch or not, a Alaska-licensed lender can serve its 209 people online on the same terms. For a larger market, the closest option is Alakanuk, AK about 16 miles away.
Which Alaska laws govern a loan in Nunam Iqua
Read the table as a lender's compliance picture for Nunam Iqua: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
What shapes a Nunam Iqua personal loan
With roughly 209 residents, Nunam Iqua is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Nunam Iqua's rank of 99th in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Nunam Iqua loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Nunam Iqua sits in Alaska
Nunam Iqua is the 99th-largest of 149 Census places in Alaska and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 86th of 149 Alaska places, putting it near the 42th percentile for growth. Its roughly 18 residents per square mile place it 102nd among Alaska's places. The population moved by about 9 people between 2020 and 2023, a 4.1% shift.
Common questions
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What loan size can I expect in Nunam Iqua?
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Nearby places
- Alakanuk, AK — population 723
- Emmonak, AK — population 787
- Scammon Bay, AK — population 578
- Chevak, AK — population 908
- Mountain Village, AK — population 594
- Kotlik, AK — population 628
- Hooper Bay, AK — population 1,308
- St. Mary's, AK — population 577