Personal loans in St. Edward, NE
An estimated 711 people make their home in St. Edward, a figure that ranks 154th in Nebraska. St. Edward counts about 711 people, and what is genuinely local about borrowing here is limited — Nebraska law does the governing.
Population in St. Edward dropped about 1.1% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a St. Edward lender. A lender that serves St. Edward operates under Nebraska lending statutes and a Nebraska supervisor. The next larger city is Albion, NE about 11 miles away.
Where St. Edward stands
Only a few things actually differ by place — population, area, location, and the Nebraska rules a lender must follow — and they are below.
- Population: an estimated 711 residents, 154th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: roughly 71% of Nebraska places rank below St. Edward.
- Density: the Census land area of 0.7 sq mi holds about 1,081 people per square mile.
- Land area rank: St. Edward's 0.7 square miles rank 171st of 527 places in Nebraska.
- State population share: St. Edward accounts for about 0.0% of everyone in Nebraska.
- National rank: St. Edward is the 11,734th most populous of the 19,457 Census places covered here.
- Growth rank: St. Edward's 2020-to-2023 change ranks 295th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while St. Edward moved 1.1%.
- Density rank: St. Edward is the 184th most densely settled place in Nebraska.
- Density in context: St. Edward's 1,081 people per square mile sit against a Nebraska median of 830.
- Location: the Census Gazetteer records it at 41.5714, -97.8612.
- Nearest larger cities: Albion (11 mi); Genoa (11 mi); Fullerton (15 mi); Humphrey (21 mi); Madison (27 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Lindsay (12 mi); Belgrade (13 mi); Newman Grove (13 mi), each with its own Census population profile.
- Smaller places within 50 miles: 56 of them.
- Within 100 miles: 112 places are larger than St. Edward.
What shapes a St. Edward personal loan
A St. Edward personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 711 residents. Because pricing is borrower-level, two people in St. Edward can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a St. Edward loan is knowable in advance — unlike a revolving card balance.
St. Edward on the map
Inside St. Edward's boundaries lie about 0.7 square miles of land, with no significant water area recorded. With 711 residents, the land area yields roughly 1,081 people per square mile. Omaha, the largest place in Nebraska, is about 96 miles from St. Edward. St. Edward has 20 larger places within a 50-mile radius. Within the same 50 miles lie 56 smaller Census places.
What is available to St. Edward borrowers
St. Edward is moderately settled, with about 1,081 people per square mile and 20 larger places within 50 miles. Distance to a branch rarely matters for St. Edward's 711 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Albion, NE about 11 miles away.
St. Edward in state context
St. Edward is the 154th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, St. Edward stands 295th among Nebraska's 527 places — roughly the 44th percentile. Its roughly 1,081 residents per square mile place it 184th among Nebraska's places. Within 50 miles sit 56 smaller Census places, alongside the 20 that are larger.
Nebraska rules behind a St. Edward personal loan
Below are the Nebraska rules that apply to a loan made in St. Edward, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in St. Edward if my credit is poor?
What loan size can I expect in St. Edward?
Do I have to pledge anything to borrow in St. Edward?
Does comparing loans in St. Edward cost me credit score points?
Nearby places
- Genoa, NE — population 868
- Albion, NE — population 1,680
- Newman Grove, NE — population 642
- Lindsay, NE — population 286
- Belgrade, NE — population 99
- Fullerton, NE — population 1,221
- Monroe, NE — population 289
- Cedar Rapids, NE — population 377